Nationwide
Senior Manager Credit Risk Oversight - Business Banking
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Senior Manager in Credit Risk Oversight
As a Senior Manager in Credit Risk Oversight you will be responsible for overseeing all aspects of credit quality across all of Nationwide's Lending portfolios.
You will also act as the Business Credit Risk oversight partner, you and your team will also be required to be the subject matter experts for all matters related to the Business portfolios across the Credit Management Lifecycle.
You will manage a team of credit risk experts to oversee the setting of Credit Risk Strategy, ensuring alignment with Nationwide strategic direction and ensuring credit risk is being managed in line with Risk Appetite. You will ensure credit risk strategies deliver the desired balance between caution, in order to protect our members' money, whilst delivering the necessary economic returns to further our financial strength.
You will oversee the setting of credit policy, providing an independent opinion on proposals in Group Credit Committee and at MRT levels to ensure a full understanding of end to end credit risk management.
Your team of credit experts will be responsible for undertaking regular deep dives on credit policy and mitigants, ensuring these are appropriate to, and effective in managing, the risks identified, any new risks emerging as well as the opportunities and balance of risk and reward.
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You will oversee the assessment of IFRS9 provisions, ensuring carrying provisions are adequate and capture Nationwide’s exposure to present and future upcoming risks. This will include ensuring sensible forecast of provisions and risk profile are included in financial forecasts, both for Financial Planning and stress testing purposes.
This is a high profile role, your span of influence will involve providing second line opinion for Group Credit Committee, Credit Risk Management Forums and deputising for the Head of Credit Risk Oversight as required.
As an experienced credit risk professional, with a working knowledge of all facets of credit risk management, you will be a member of Credit Model Technical Forums, ensuring model approvals are considerate of the operating and risk environment in which they are used.
This is a fantastic opportunity for a people leader and deep technical expert in all that is credit risk, to provide strategic direction and promote Nationwide Building Society for the benefit of its members, employees and third parties.
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We are happy to consider flexible working approaches to help you perform at your best.
At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.
For this job you'll be located at our nearest regional office or hub. There will be a need to regularly connect with colleagues for collaboration and in some locations you’ll be expected to spend at least two days a week, or if part time you'll spend 40% of your working time, in the office. If your application is successful, your hiring manager will provide further details on how this works.
If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.
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