Liberty Towers
Senior Payments Consultant
Get notified of more jobs like this · No spam, ever
How your CV stacks up
Upload your CV to see how well it fits this job role
?%
Senior Payments Consultant
Location: London, UK
We are recruiting on behalf of a payments business for a Senior Payments Consultant with strong technical knowledge, analytical skills, and commercial judgement.
In this client-facing role, you will help businesses understand how their payments are performing, identify opportunities to improve acceptance and reduce costs, and build evidence-based recommendations. You will need to be comfortable working with detailed transaction data and explaining your findings to senior decision-makers.
Key Responsibilities
Assess Payment Performance
- Lead client discussions to understand their payment arrangements, commercial priorities, and operational challenges.
- Analyse transaction data, merchant statements, and processing costs to establish a clear picture of current performance.
- Review acquiring arrangements, interchange and scheme fees, payment methods, authentication, and foreign exchange costs.
- Compare performance with relevant market benchmarks and identify areas requiring further investigation.
Identify and Evaluate Improvements
- Investigate authorisation rates and decline patterns to identify opportunities to increase successful payments.
- Assess opportunities to optimise payment fees, improve authentication outcomes, and reduce avoidable costs.
- Quantify the potential impact of proposed changes, distinguishing realistic improvements from unsupported assumptions.
- Prioritise recommendations according to their commercial value and practical feasibility.
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Build Business Cases
- Develop financial and return-on-investment models using client data.
- Clearly document assumptions, calculations, and dependencies.
- Translate complex analysis into business cases and practical improvement roadmaps.
- Explain and defend your findings when challenged by client finance, technology, or treasury teams.
Manage Client Engagement
- Present findings and recommendations to senior stakeholders, including finance and technology leaders.
- Work with client teams to validate the analysis before recommendations are finalised.
- Act as a subject matter expert throughout consulting engagements.
- Contribute insights to internal benchmarking resources and help improve consulting approaches.
Get help with your application
Your very own career expert that helps elevate your application to the next level.
Experience and Skills
- Substantial experience in payments consulting, payments strategy, acquiring, payment service providers, or payment cost optimisation, ideally six years or more.
- Detailed knowledge of interchange, scheme fees, and the commercial factors affecting payment costs.
- A strong understanding of authorisation processes, transaction declines, and payment authentication, including 3DS and Strong Customer Authentication.
- Hands-on experience analysing transaction-level data and merchant statements.
- A track record of building robust financial models and explaining the assumptions behind them.
- Confidence presenting complex findings to senior clients and answering detailed questions.
- Strong analytical thinking, commercial judgement, and attention to detail.
- The ability to turn technical findings into clear, practical recommendations.
Experience with high-volume online payments, payment benchmarking, or foreign exchange cost analysis would be particularly useful.
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Location