Lendable
Senior Product Manager (UK Cards)
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About Lendable
Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:
- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000+ reviews on Trustpilot)
So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards, and car finance. We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do: we’re targeting the two biggest Western markets (UK and US), where trillions worth of financial products are held by big banks with dated systems and painful processes.
Join Us If You Want To
- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day one.
- Work in small teams of exceptional people who are relentlessly resourceful to solve problems and find smarter solutions than the status quo.
- Build the best technology in-house, using new data sources, machine learning, and AI to make machines do the heavy lifting.
About the Role
We’re looking for a Product Manager to help shape and grow the UK Cards product.
This is not a traditional PM role focused solely on roadmap management, stakeholder coordination, or writing tickets. We are looking for someone who thinks like an owner and operates like a builder.
You should:
- Question how things work.
- Challenge assumptions.
- Look for practical ways to improve the product.
Responsibilities:
- Collaborate with engineering, operations, data, finance, and commercial teams to identify problems, validate opportunities, and drive execution.
The Role Combines
- Product thinking
- Experimentation
- Problem-solving
- AI tooling
If you are excited by fintech, lending, and building products in a fast-moving environment, this role offers significant ownership and impact.
What You'll Be Doing
This role covers various responsibilities across the UK Cards product:
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Driving Product & Growth Initiatives
- Identify opportunities to improve customer experience, engagement, conversion, and business performance.
- Design and run experiments across acquisition, onboarding, engagement, and retention.
- Improve customer journeys, product features, and servicing experiences.
- Use data and customer insights to prioritise product opportunities.
- Define and validate MVP’s before committing engineering resources.
- Work closely with engineering teams to deliver high-impact improvements.
Building Operational Leverage & AI-Enabled Workflows
- Look for smarter and more scalable ways of working.
- Improve internal tooling, ensuring smoother operational workflows.
- Drive the adoption of AI tools (e.g., Claude, Cursor) across teams.
- Support the development of AI-powered customer support and servicing.
- Automate manual operational processes where possible.
- Help teams make faster and better decisions through improved workflows.
Owning Cross-Functional Problem Solving
- This requires working across product, operations, finance, capital markets, and customer servicing.
- Identify operational bottlenecks and drive improvements.
- Coordinate complex initiatives across multiple teams.
- Translate ambiguous business problems into impactful plans.
- Balancing customer outcomes with commercial and operational constraints.
A core part of this role is to continuously challenge how things are done today, while helping the organisation operate in simpler, faster and more effective ways.
Who this Role is For
This role is designed for someone who:
- wants significant ownership and enjoys solving hard problems in fast-moving environments.
- has a typical profile including:
- 4+ years of experience in product, strategy, consulting, analytics, or startup environments.
- Experience owning products or gaming initiatives.
- Strong interest in fintech, lending, and technology.
- Comfortable working across both strategy and execution.
- Curiosity about AI and how new tools improve product development.
- Interested in building and scaling products with real business impact.
- is someone who:
- Thinks from first principles, not just accepting current practices.
- Challenges assumptions, asking high-quality questions.
- Enjoys solving ambiguous and messy problems.
- Uses data confidently to guide decisions.
- Moves quickly and tests ideas pragmatically.
- Is highly ownership and execution-focused.
- Can operate independently with broad direction.
- Communicates clearly across technical and non-technical teams.
- Is comfortable switching between product, operational, and commercial contexts.
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Why This Role is Interesting
You will gain exposure to:
- How consumer lending and credit cards work in practice.
- Building and scaling one of the UK’s most successful fintech products.
- Product-led growth and experimentation.
- AI tooling and automation inside a real product organisation.
- The operational and commercial sides of running a fintech business.
- Cross-functional decision making across product, finance, operations, and risk.
Prospects include:
- Work closely with senior members of the Cards team.
- Own meaningful, business critical initiatives, enjoying significant autonomy.
Life at Lendable
Winning Team
- Opportunity to scale up one of the world’s most successful fintech companies.
Flexible Working
- Tailored approach to each role. Hybrid roles require three days in-office weekly; fully remote roles include social events and off-sites.
Socials & Connection
- A chance to come together, socialise, and get to know each other beyond typical office activities.
Health Coverage
- Comprehensive support for your physical and mental wellbeing, including private health care.
Retirement & Savings
- Financial wellbeing through retirement savings plans.
Employee Referral Program
- Earn a competitive bonus when you successfully refer new team members.
Office Meals & Snacking
- Enjoy a fully stocked kitchen and Complimentary lunches (prepared by in-house chefs on in-office days).
Available at select locations:
- Sustainable Commuting: Cycle-to-work and electric vehicle salary sacrifice schemes.
Please note: The availability and specifics of these benefits vary by both location and role. For detailed information, speak directly with your Talent Partner.
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