Wise
Senior Software Engineer I - Europe and UK Onboarding

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Senior Software Engineer (EU & UK Onboarding Experience)
About the Role
The EU & UK Onboarding Experience team is looking for a Senior Software Engineer to help redefine the onboarding experience for our European and UK customers. We're building a convenient and scalable onboarding journey that empowers hundreds of thousands of customers while staying fully aligned with local regulatory standards.
Our mission is to make the onboarding journey for personal and business customers effortless and frustration-free. By building custom flows and collecting only essential information, we streamline the process while building robust defenses against financial crime. This allows us to scale Europe smarter, not harder.
We're automating information collection and review to accelerate onboarding for our customers and enable the company to grow seamlessly without needing to expand our servicing teams proportionally.
Join us to help shape the future of our onboarding experience.
About Wise
A global technology company, building the best way to move and manage the world’s money: min fees, max ease, full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
For everyone, everywhere.
More about our mission and what we offer.
How We Work
For everything we do, we keep our customers' needs in mind. We:
- Prioritise projects using deep research based on data
- Collect customer feedback and learn from mistakes
- Operate as independent, self-defining teams
- Encourage ideas and suggestions from everyone
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
See breakdownIt searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Your Responsibilities
You’ll design and build highly available, robust distributed backend systems. This includes:
- Improving our Know Your Customer (KYC) flows to provide the best possible onboarding experience for customers
- Creating scalable solutions for verification methods
- Designing and implementing onboarding initiatives tailored to regional needs
- Participating in product roadmapping and strategy sessions with product management
- Owning a technical roadmap for high-maintenance standards
- Translating product requirements into technical specifications
- Ensuring code quality, consistency, and maintainability via code reviews and best practices
- Actively collaborating across teams and leading projects from conception to release
Key Requirements
To excel in this role, you should have experience with:
- Java or JVM-based languages, Spring framework, and a deep understanding of JDBC and database internals
- CI/CD pipelines and distributed and concurrent systems
- Machine learning fundamentals (data pipelines, feature engineering, recall/precision, familiarity with production ML systems) — a plus!
- A strong product mindset and passion for user experience, prioritising data-driven solutions to resolve customer pain points
- The ability to work independently, taking end-to-end ownership of projects and driving them to delivery
- Close collaboration with:
- Product managers
- Data scientists
- Data analysts
- Engineers
- Other tech/product teams
- Excellent communication skills, capable of technical storytelling for non-technical audiences
- Experience with:
- Relational and non-relational databases
- Query optimisation
- Schema design
- A belief in testable code and Test-Driven Development
- Adherence to coding best practices, code reviews, and open feedback


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Compensation and Benefits
This role offers:
- Starting salary: £87,500 - £111,000 per year + Restricted Stock Units (RSUs)
- Full access to Wise Benefits
Company Culture: Diversity, Equity, Inclusion
For everyone, everywhere:
-We build money without borders, without judgement. We believe teams thrive with diversity and equity and set a precedent of inclusion and respect in every interaction.
Our truly international team celebrates differences and empowers each member to:
- Feeling respected
- Contributing directly to our mission
- Progressing their career
Learn more about working at Wise on our careers page.
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What it’s like to work at Wise: London location experience
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"Everyone deserves better financial experiences. Let's build it together."
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