Wise
Senior Software Engineer II - Wealth & Investments
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About the Company
Wise is a global technology company creating the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
We help people and businesses send money internationally, spend abroad, or manage payments—all while saving them money and simplifying processes. Part of our mission is to redefine the way the world handles money, providing a seamless, cost-effective experience for everyone everywhere.
Job Title
Senior Software Engineer, Investments
About the Role
We’re building the next generation of Wise Assets, empowering customers to grow their money within the Wise ecosystem.
Wise now offers:
- A current account backed by real assets, such as government-backed bonds or a global stock index fund.
- Daily returns across their entire balance.
- Instant access, with no penalties or lock-ins.
- Bankruptcy-protected custody (fully segregated holdings).
Our new vision? Going further: We want to enable customers to invest in individual stocks, build long-term, tax-efficient financial pots, and manage their entire financial lives directly through Wise.
You’ll define the entire product—from vision to execution:
- Design and shape the product experience and ceremonies customers interact with.
- Define the technical foundations—systems, architecture, and scalable infrastructure.
- Bring the vision to life—every detail matters.
Key Responsibilities
- Be our product architect: Guide the direction of this investments product from the ground up, ensuring it delivers a seamless and empowering experience for customers.
- Define technical foundations: Build the infrastructure and scalable backend from zero to hero, ensuring elegance, performance, and robust error-handling.
- Be the vision-setter and keeper—aligning product and engineering visions to create a product that's both simple for users and performant at scale.
- Collaborate across the Wise ecosystem: Work with product, design, compliance, production, and operations teams, making this product a seamless extension of Wise.
- Drive high-velocity developments with a strong products mindset—balancing idealism and practical engineering trade-offs.
- Be an active member of our engineering community, mentoring founders, fostering a culture of technical courage and learning, and improving technical documentation and engineering ceremonies.
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Requirements
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** passion for financial independence and improving how people handle their money**, combined with a passion for product design.
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Strong focus on customers.
- You evaluate problems through customer pain points and use data to drive impactful decisions.
- You care deeply about crafting an intuitive, user-first product and diagnostics for failures before or after launch.
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Professional-level English skills (an absolute requirement), for both written and verbal communication. Your ability to clearly communicate technical concepts and ideas to diverse audiences will be a significant factor.
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Strong collaboration. We are a vibrant, diverse team who look to connect our wing-space with others in turn. Our cross-disciplinary team is interactive, with an emphasis on inclusive feedback and empathy.
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Process engineering.
- You can break down complex challenges into incremental pieces that consistently add customer value.
- You coordinate projects across various technical teams, ensuring cohesive outcomes (and push to remove technical debt).
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Production-level software development.
- Experience building web applications and distributed systems with reasoning about system interactions at scale.
- Bonus points for backtesting the system designs you’ve built.
- Bonus points for experience with large-scale distributed systems (trade routing, event-driven architectures).
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Architectural and design patterns.
- Experience designing software solutions with best practices in mind. Proficiency in writing clean, well-documented, and highly tested code.
- Documentation and processes (→ good code review or ensuring good code review process acrosseng).
- Bonus for learning new technologies at scale.
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Curiosity for growth. We encourage continuous learning and adaption, and this mindset is critical for the challenges that lie ahead.
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Passion for best practices.
- Continuous delivery, testing, and code reviews.
- Passive learning: promoting learning while doing or getting new tech to production as much as possible.
- Hashtag
Scrubs? I like scrubs, focusing team culture on mentorship, empathy, and controlled delivery.
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Bonus points.
- Hands-on experience with relational & non-relational databases, optimization, and schema designs.
- Experience with Java and Spring Boot and an understanding of message brokers (like Kafka).
Benefits
- Compensation: GBP 111,000 - 145,000 annually, plus equity.
- Check out our comprehensive Wise Benefits, covering health, wellness, flexibility, and professional growth—supporting your wellness as you drive forward with us.
Company Values
For everyone, everywhere—people create a money world without borders, without judgement or prejudice. We believe diverse teams build stronger products, drive better outcomes, and foster an empowering workplace.
E very Wiser is respected, empowered to contribute, and invited to grow their career in an inclusive environment.
For more life at Wise, visit Wise Jobs.
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