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American Express

Software Engineer II

Mid Sussex
Posted about 14 hours ago
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Job Title

The Enterprise Technology Services organization partners with every part of the American Express business to power the company’s growth and innovation with trust and efficiency, and drive competitive differentiation with speed. We support the delivery and operations of technology, digital, and data capabilities, platforms, and services globally. Specifically, our team is responsible for the company’s technology engineering, architecture, and infrastructure, providing 24x7 support to ensure an uninterrupted, high-quality experience for customers and colleagues. We also provide product management for core enterprise platforms, and lead technology risk and information security, enterprise data governance and platforms, digital product and design, and enterprise AI platforms on behalf of the company.

We’re looking for an experienced engineer to work with our Payment Application development team for mobile payments solutions that will be used by tens of millions of cardholders around the world. We want someone who is super creative and enjoys solving tough problems, with respect to architecture and cryptography. You should be able to come up with brilliant solutions that no one else can and be obsessive about payment security and user experience.

You’ll be part of the Digital Payments Engineering team whose mandate is to develop new products and platforms for American Express customers. Payments Engineering’s aim is to build interactive experiences at all touch points of a consumer's journey whether before, at, or after the time of purchase. The products will range from new payment vehicles and partnerships with other payment entities to interactive mobile experiences.

This is an opportunity to work in a fast-paced, agile environment within a Fortune 100 company where you can directly impact real revenue growth and operational savings. You will get a chance to interact with the apples and googles of the world. Your primary responsibilities will be to work on a team of engineers in developing mobile payment products. You’ll work with product managers to help define product direction, provide thought leadership on emerging technologies and create best of breed mobile and mobile web experiences that will set the standard for future development. You should be familiar with modern software development methodologies, and be able to dive deep and rapidly iterate on ideas despite ambiguity.

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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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This is an opportunity to work on the latest mobile technologies and influence how millions of people interact with their cards, their merchants and their money.

RESPONSIBILITIES

  • Perform hands-on architecture, design, development, and testing of EMV/AEIPS Payment Applications on JavaCard or Host Card Emulation Environments.
  • Work with external testing labs to get the developed payment product certified.
  • Engage in product innovation within Mobile Payment domain.
  • Serve as a member of an agile team that drives user story analysis and elaboration, designs and develops software applications, and tests and builds automation tools.
  • Utilize best-of-breed technologies to build a layered, component-based, service-oriented architecture over existing American Express technologies.
  • Be highly motivated and maintain a positive, “can-do” attitude in a fast moving environment.
  • Foster the spirit of collaboration across multiple internal teams.

QUALIFICATIONS

  • Bachelors degree in Computer Science/Engineering or 5+ years of equivalent experience in related disciplines.
  • Hands on Application development experience within JavaCard/HCE domain.
  • Working experience with cryptographic algorithms like 3DES, AES, RSA, ECC etc.
  • Deep understanding of Global Platform card content management and key management processes.
  • Knowledge of EMV Common Personalization Specification and processes.
  • Nice to have working knowledge of different Key Management principles and associated processes.
  • Nice to have some Android and iOS development exposure in light of Payment processing.
  • Demonstrated technical capabilities and ability to work collaboratively and effectively with a range of stakeholders.
  • Worked in a product company.
  • Attention to detail and strong organization skills.
  • Experience working in high-performing development teams using agile methodologies and tools.
  • Experience in multi-threaded programming.
  • Proven record of design and development of mobile applications in an Enterprise setting is a plus.

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Non-considerations for sponsorship:

Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values, and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries.
  • Bonus incentives.
  • Support for financial-well-being and retirement.
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location).
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need.
  • Generous paid parental leave policies (depending on your location).
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location).
  • Free and confidential counseling support through our Healthy Minds program.
  • Career development and training opportunities.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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Location

Sussex House, Civic Way, Burgess Hill RH15 9AQ, UK

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