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JPMorgan Chase & Co.

Software Engineer III- JPM Personal Investing- Mid Level

London
Posted about 12 hours ago
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Behind every investment is a person with ambitions, motivations, and values. While we know that every client is unique, they come to J.P. Morgan Personal Investing for the same reason: our straightforward and transparent approach to investing, and the trust that 150 years of J.P. Morgan heritage brings.

J.P. Morgan Personal Investing offers award-winning investments, products, and digital wealth management services to over 275,000 investors in the UK. We built the business with innovation as a core part of our ethos to give consumers the confidence and clarity to make informed investment decisions and achieve their financial goals.

Our Back-End Engineering team is at the heart of this venture, focused on getting a great banking experience into the hands of our customers. We're looking for people who have a curious mindset, thrive in a collaborative environment, and are passionate about new technology. By their nature, our people are also solution-oriented, commercially savvy, and have a head for fintech. We work in teams that focus on specific products and projects. Depending on your strengths and interests, you'll have the opportunity to move between them and work in projects including fraud prevention, Investments, identity services, money transfers, debit and credit card payments, core banking, insurance products, reward campaigns, call-center supporting innovations, and more.

Job responsibilities:

  • Deliver end-to-end cutting-edge solutions in the form of cloud-native microservice architecture applications leveraging the latest technologies and the best industry practices.
  • Design, estimate costs for, and implement technical solutions written in Java/Kotlin.
  • Write unit, component, integration, end-to-end, & performance tests.
  • Support the products you've built through their entire life cycle, including production and incident management.
  • Leverage enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity across complex deliverables (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards; contributes learnings and reusable patterns to improve broader team effectiveness.
  • Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.

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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Required qualifications, capabilities, and skills

  • Formal training or certification on Java programming concepts and proficient advanced experience.
  • Recent hands-on professional experience as a back-end software engineer in an agile, dynamic, and customer-facing environment.
  • Recent experience with using a JVM language (Java/Scala/Kotlin, preferably Java 8+).
  • Understanding of RESTful APIs and web technologies.
  • Understanding of relational databases.
  • Experience in all the stages of software development lifecycle (requirements, design, architecture, development, testing, deployment, release, and support).
  • Ability to work in a dynamic, agile environment within a diverse, inclusive, and geographically distributed team.
  • Ability to focus on promptly addressing customer needs.
  • Technically curious, versatile, and solution-oriented.
  • Excellent written and verbal communication skills in English.
  • Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security.
  • Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices.

Preferred qualifications, capabilities, and skills

  • Understanding of distributed systems and microservices architecture.
  • Understanding of cloud technologies (AWS, GCP, Azure, etc.).
  • Understanding of messaging frameworks (Kafka, RabbitMQ, etc.).
  • Experience in automating deployment, releases, and testing in continuous integration, continuous delivery pipelines.

#ICBCareers #ICBEngineering

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals, and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

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We recognize that our people are our strength, and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy, or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs [https://careers.jpmorgan.com/us/en/how-we-hire/faqs] for more information about requesting an accommodation.

The Cybersecurity & Technology Controls group at JPMorganChase aligns the firm’s cybersecurity, access management, controls, and resiliency teams. The group proactively and strategically partners with all lines of business and functions to enable them to design, adopt, and integrate appropriate controls; deliver processes and solutions efficiently and consistently; and drive automation of controls. The group’s number one priority is to enable the business by keeping the firm safe, stable, and resilient.

High Risk Roles (HRR) are sensitive roles within the technology organization that require high assurance of the integrity of staff by virtue of 1) sensitive cybersecurity and technology functions they perform within systems or 2) information they receive regarding sensitive cybersecurity or technology matters. Users in these roles are subject to enhanced pre-hire screening, which includes both criminal and credit background checks (as allowed by law). The enhanced screening will need to be successfully completed prior to commencing employment or assignment.

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Skills

Java
Kotlin
Microservices
Cloud-native architecture
RESTful APIs
Relational databases
Agile
Software development lifecycle
Unit testing
Integration testing
Performance testing
AI-assisted development
Incident management
Distributed systems
CI/CD
Messaging frameworks

Location

London, England, United Kingdom

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