NewDay
Specialist, Impairment Reporting

How your CV stacks up
Upload your CV to see how well it fits this job role
?%
At NewDay, we help millions of people move forward with credit. As one of the UK's leading providers of consumer credit, we're constantly using data, technology and insight to make smarter decisions for our customers and our business.
About the Role
As a Specialist, Impairment Reporting, you'll play a key role in delivering our monthly IFRS 9 impairment reporting, providing valuable insight into portfolio performance and the drivers of expected credit losses. Working across Credit Risk, Collections and Finance, you'll help ensure our impairment calculations are accurate, robust and well understood, while supporting strategic decision-making across the business.
How You'll Contribute
- Own the monthly IFRS 9 impairment reporting process, delivering accurate expected credit loss (ECL) results and providing insight into key performance drivers.
- Partner with stakeholders across Credit Risk, Finance and Collections to understand portfolio performance, explain impairment movements and support business decision-making.
- Assess the impact of lending, customer management and collections strategies on impairment outcomes, identifying emerging risks and trends.
- Support the ongoing enhancement of impairment reporting, including PMAs, model parameter updates, validations and business change initiatives.
- Use Python, SQL and data-led analysis to challenge results, generate meaningful insights and provide visibility to senior stakeholders across the business.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
See breakdownIt searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
We're Looking For These Essential Skills
- Experience in IFRS 9 impairment reporting, ECL forecasting, credit risk analytics or a related discipline.
- Strong analytical skills with experience using Python and SQL to interrogate data, solve problems and generate insight.
- Understanding of impairment drivers, risk trends and portfolio performance within lending businesses.
- Ability to communicate complex analysis clearly and confidently to a range of stakeholders, including senior leaders.
- Organised and proactive approach, with the ability to manage multiple priorities in a fast-paced environment.
It's a Plus If You Also Have These Skills
- Experience with PMAs, IFRS 9 models or impairment methodology.
- Exposure to credit cards, consumer finance or other unsecured lending products.
- Experience using Power BI and presenting insights to senior leadership audiences.


Get help with your application
Your very own career expert that helps elevate your application to the next level.
Externally, this role could be known as IFRS 9 Analyst, Impairment Analyst, Impairment Reporting Analyst, Credit Risk Analyst (IFRS 9), ECL Analyst, Provisioning Analyst, Credit Risk Reporting Analyst, IFRS 9 Reporting Analyst, Risk Analytics Analyst or Forecasting & Impairment Analyst.
#BC1
At NewDay, we value all types of diversity. We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don’t discriminate on the basis of protected characteristics or identities. We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process.
Tell us if you need accommodations: We’ll put reasonable adjustments in place to support you.
We work with Textio to make our job design and hiring inclusive.
Permanent
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Skills
Location