First and foremost, this is a relationship driven role, and so we are seeking candidates comfortable engaging and building rapport with business owners, passionate and curious to understand their business plans and ambitions and how Allica can support their aspirations.

Principal Accountabilities

• Managing a portfolio of Healthcare SMEs across the UK, alongside the Healthcare Team Specialist RM’s, helping them to make the most of the ever-growing Allica product offering including current accounts, deposit products and lending solutions.
• Responsible for management of Allica Healthcare customers to include monitoring of covenant compliance, monitoring of quarterly customer Management Information and providing feedback, annual reviews, review of Audited Accounts, analysing cashflow forecasts and business plans.
• Working closely and collaboratively with all areas of Allica to ensure a seamless and professional service is always provided and facilitate best in class service for our customers.
• Transaction Debt levels will typically be in the range of £0.5m-£20m.
• Meeting with customers and advisors in person and/or remotely.
• Opportunity to develop and lead on new lending credit submissions across all care products.
• Liaison with the Collections and Recoveries team in the event of a customer suffering financial stress and supporting any agreed workout activity.
• Complying with all mandatory policies, and adherence to operational procedures to maintain internal controls.

Personal Attributes & Experience

• You will need to have a good understanding of SME banking and lending, together with experience of other commercial asset classes.
• You will have a strong background in excel including the ability to model sets of financial accounts and management information.
• The ability to analyse accounts and management information to understand the underlying financial performance of the business against set covenants.
• You will be comfortable with tracking and managing key metrics within the team portfolio, with appropriate escalation where required.
• The ability to work independently when supporting established SMEs with their requirements.
• You will have excellent interpersonal and communication skills.
• You’ll be able to evidence an ability to work expertly with customers, colleagues and advisors to effectively manage the existing portfolio and provide exceptional customer outcomes.

Working at Allica Bank

At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers.

Our employees are at the heart of everything we do, so our benefits are designed with you in mind:

• Full onboarding support and continued development opportunities
• Options for flexible working
• Regular social activities
• Pension contributions
• Discretionary bonus scheme
• Private health cover
• Life assurance
• Family friendly policies including enhanced Maternity & Paternity leave

Don’t tick every box?

Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you!

Flexible working

We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.

Diversity

We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.