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RBS

Structured Finance Associate, Midlands and East of England

Birmingham
Posted about 22 hours ago
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Join us as a Structured Finance Associate, Midlands and East of England

You'll work on structured finance transactions across a broad range of UK market segments and asset classes, including large corporates, leveraged finance, asset-based lending, infrastructure, project finance, and high-growth businesses.

You'll support the origination and execution of complex funding solutions for customers, helping them achieve growth, acquisitions, investment, and strategic objectives.

You'll collaborate with colleagues across the bank to deliver the full NatWest franchise and create positive outcomes for our customers.

This is an excellent opportunity to develop your structured finance expertise in a team that actively invests in professional growth and development.

What you'll do

In this role, you'll be providing vital support to the Midlands & East Structured Finance team in originating and executing transactions across a diverse portfolio of customers. You'll help deliver tailored financing solutions while building strong relationships with clients, colleagues, and external stakeholders.

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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

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Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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You'll also be:

  • Responsible for delivering transactions from start to finish, proactively inputting into structuring discussions and decision-making at all stages, as well as managing stakeholders with clear and timely communication.
  • Undertaking thorough credit & capital analysis to support the assessment of funding proposals, which includes modelling pricing returns, drafting & presenting detailed credit & pricing papers, and responding to approvers’ enquiries.
  • Supporting the legal negotiation process, including reviewing term sheet and facility documentation to ensure the facility documentation drafted by external legal counsel has adequate protections for NatWest.
  • Contributing to origination activity through the preparation of client presentations, proposals, and financing structures.
  • Working closely with product partners and coverage teams to deliver the wider bank proposition to customers.
  • Building and maintaining strong internal and external relationships to identify and support new business opportunities.

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The skills you'll need

We're looking for someone with strong analytical and commercial skills, coupled with the ability to collaborate effectively and build strong relationships with a wide range of stakeholders. You'll be passionate about delivering great customer outcomes and keen to develop your expertise in structured finance. To succeed in this role, you need to have a curious mindset, eagerness to learn, and willingness to embrace feedback.

You'll also need:

  • Strong financial and credit analysis skills gained in a lending, transaction, or similar environment.
  • Proven analytical and commercial acumen.
  • Strong communication and stakeholder management skills.
  • The ability to solve complex problems and contribute to transaction structuring discussions.
  • Good organisational and time management skills, with the ability to manage multiple priorities.
  • A collaborative approach and experience of working successfully with colleagues and stakeholders.

Hours

35

Job Posting Closing Date

12/08/2026

Ways of Working

Hybrid

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Skills

Structured finance
Financial analysis
Credit analysis
Transaction structuring
Stakeholder management
Commercial acumen
Financial modelling
Pricing returns
Legal negotiation
Relationship management
Communication skills
Problem solving
Time management
Origination
Asset-based lending
Leveraged finance

Location

Birmingham, England, United Kingdom

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