Goldman Sachs
Transaction Banking (TxB), Payments Product Management, Analyst, London

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OUR IMPACT
Transaction Banking (TxB) aims to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a technology-driven organisation. Our goal is to provide best-in-class digital products that help clients gain greater visibility, control and efficiency across their treasury operations.
Transaction Banking provides clients with a comprehensive suite of payments, liquidity and cash management solutions supported by modern technology, global connectivity and a commitment to continuous innovation.
The Payments Product team is responsible for the strategy, development and management of payment products and capabilities across domestic and international markets.
The team works closely with Engineering, Operations, Sales, Client Service, Risk, Compliance, Legal and Treasury teams to deliver scalable payment solutions, enhance client experiences and support the continued growth of the Transaction Banking business.
YOUR IMPACT
The Payments Product Analyst will support the development, management and enhancement of payment products and capabilities. The role provides exposure to product strategy, client engagement, market developments, operational processes and delivery of new product features.
This is an excellent opportunity for an individual interested in payments, financial services and product management to work within a fast-paced and collaborative environment.
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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
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RESPONSIBILITIES
- Support the execution of the Payments Product roadmap and strategic initiatives.
- Assist with product research, analysis and business case development.
- Conduct market and competitor analysis to identify industry trends and emerging opportunities.
- Assist in the development of product documentation, presentations and internal communications.
- Support governance, risk management and regulatory review activities related to product changes.
- Participate in testing, implementation and product launch activities.
- Work with stakeholders across Transaction Banking to help deliver a consistent client experience.
EXPERIENCE REQUIRED
- 1+ years of Treasury/Cash Management product management/development or engineering/operations experience
- Mission Driven: Must be a strong believer in the team and mission
- Inclusive Culture: Considerate to the cultural differences of team
- Forward thinking: Anticipation of organizational needs for efficiency
- Ability to generate ideas, identify and drive the development of new business
PREFERRED QUALIFICATIONS & SKILLS
- Bachelor's degree or equivalent academic achievement.
- Strong analytical and problem-solving skills.
- Excellent written and verbal communication skills.
- Ability to manage multiple priorities and work effectively in a collaborative environment.
- Strong attention to detail and organisational skills.
- Proficiency with Microsoft Office applications, particularly Excel and PowerPoint.
- Interest in payments, treasury management, banking or financial technology.


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ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
© The Goldman Sachs Group, Inc., 2026. All rights reserved.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, colour, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.
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