Transaction Monitoring Specialist

We are looking for a detail-oriented Transaction Monitoring Specialist to join our Compliance team. You will monitor customer transactions, investigate financial crime alerts, and help ensure compliance with AML/CTF regulations while working closely with the MLRO.

Responsibilities:

• Reviewing daily transaction activity across the company’s payment flows to detect potential money laundering, terrorist financing, fraud, or unusual patterns;
• Investigating alerts generated by the transaction monitoring system and clearing or escalating them in accordance with internal procedures and regulatory frameworks;
• Conducting in-depth investigations into cases/potential cases of money laundering and reporting internal suspicious transactions to the MLRO, where necessary;
• Assisting the MLRO with the preparation of Suspicious Activity Reports (SARs) and supporting documentation;
• Performing enhanced due diligence (EDD) where triggered by transaction activity or risk indicators;
• Monitoring existing accounts to ensure account activity remains consistent with the client’s KYC profile and expected transactional behaviour, and escalating deviations;
• Checking clients and counterparties against internal and external blacklists and sanctions lists, and providing recommendations on client acceptance or exit;
• Maintaining accurate, audit-ready records of investigations, decisions, and outcomes;
• Supporting ongoing improvements to monitoring systems, rules, scenarios, and thresholds;
• Assisting staff with compliance and anti-money laundering queries;
• Staying current with regulatory updates and typologies related to financial crime;
• Participating in audits and regulatory reviews, and ensuring alignment with FCA, JMLSG, and international AML guidelines;
• Providing other services in accordance with the tasks and objectives set by the Ordering Customer.