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US Property Underwriter
Location: London / Hybrid
Job Type: Permanent
Salary: Competitive, depending on experience and underwriting authority
We are working with a growing London Market insurance business that is looking to appoint an experienced US Property Underwriter to join its underwriting team.
This is an opportunity for an established Underwriter who has already developed their own underwriting authority and is looking for the next step in their career, rather than someone looking to make their first move into underwriting.
The Role
You will be responsible for assessing, selecting, and underwriting US Property risks within your delegated authority, working closely with brokers and building relationships across the London Market.
The role will involve:
- Underwriting US Property risks within agreed authority
- Assessing submissions, exposures, occupancies, and risk quality
- Analysing and pricing new business and renewals
- Making informed underwriting decisions in line with appetite and guidelines
- Developing and maintaining broker relationships
- Managing a portfolio of US Property business
- Monitoring portfolio performance and exposure
- Working closely with senior underwriting colleagues on more complex risks
- Contributing to the development and growth of the US Property book
- Maintaining strong technical and regulatory underwriting standards
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What they're looking for
The ideal candidate will have:
- At least 5 years' experience within the London insurance market
- Proven US Property underwriting experience
- Existing underwriting authority and the confidence to make underwriting decisions
- Experience underwriting US-domiciled Property risks
- Experience within an MGA, Lloyd's syndicate, or London Market insurer
- Strong technical understanding of Property underwriting, risk assessment, and pricing
- Experience dealing directly with brokers
- A genuine interest in progressing their underwriting career
- The ability to operate independently while working as part of a growing underwriting team
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MGA experience would be particularly attractive, especially for someone who understands the pace, autonomy, and commercial decision-making involved in an MGA environment.
The opportunity
This would suit an Underwriter who has established themselves in the market and is now looking for greater responsibility, autonomy, and progression.
It is not necessarily a Head of Underwriting or senior management appointment. They are looking for someone who is already technically capable, has their own authority, and is ready to take the next step in their career within a specialist US Property underwriting environment.
Particularly relevant backgrounds
The strongest candidates are likely to have worked for:
- An MGA writing US Property / D&F Property
- A Lloyd's syndicate with a US Property book
- A London Market insurer underwriting US Property
- An underwriting platform with delegated authority across US Property
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