Underwriter - Casualty

City of London - Hybrid

I am currently working with a leading London Market Insurer who are looking to grow their Casualty team. This role will work alongside the Head of Casualty, and wider London Market team, focusing on UK domiciled EL/PL/Products risks, as well as some P&C combined risks too.

Responsibilities

• Support the delivery of the Liability portfolio strategy and business plan in alignment with the company's overall underwriting objectives and appetite.
• Work closely with the Head of Casualty and Underwriting Senior Leadership Team to develop, manage and grow a profitable and sustainable Liability portfolio.
• Underwrite new business and renewals within delegated authority, applying sound technical judgement, underwriting discipline and a clear focus on profitable growth.
• Assess submissions, applications and supporting information, applying appropriate technical expertise to determine the quality and suitability of individual risks.
• Evaluate risk acceptability in line with underwriting guidelines, appetite, authority levels and broader portfolio objectives.
• Determine appropriate pricing, terms, conditions, limits and coverage enhancements through detailed technical analysis, while considering market conditions, competitive positioning and commercial objectives.
• Build and maintain strong relationships with brokers and key trading partners to support profitable growth across the UK mid-market and large corporate segments.
• Proactively identify, develop and secure new business opportunities while delivering a high standard of service to established broker relationships.
• Manage broker enquiries and prepare timely, accurate and commercially appropriate quotations, engaging with internal stakeholders and escalating referrals where required.
• Communicate underwriting decisions effectively and professionally, including referral outcomes, risk requirements, terms and declinatures where appropriate.
• Monitor and analyse portfolio quality, profitability, performance and emerging trends, providing meaningful insight, reporting and recommendations to management.
• Contribute to the ongoing development of underwriting appetite, products and portfolio strategy, using market intelligence and technical expertise gained across the mid-market and large corporate sectors.
• Support the promotion of the company's UK’s Liability proposition within the broker market through broker meetings, market visits, networking and other business development activity.
• Represent the company's positively and professionally at industry, broker and corporate events, consistently demonstrating the company’s values and behaviours.
• Partner with the Head of Casualty on complex risks, referrals and strategic initiatives, providing technical and commercial support and deputising when required.
• Ensure all underwriting activity is conducted in accordance with applicable regulatory, legal, governance and compliance requirements, as well as company policies and standards.
• Develop and maintain a strong working knowledge of all relevant company systems, processes and procedures.
• Undertake any other duties and responsibilities reasonably required in support of the business and underwriting function.