• Provide expert guidance and direction as the credit counterpart to relationship managers and product offices within the first line of defence, ensuring strategic engagement on deal-specific developments.
• Deliver timely advice or briefings in both verbal and written form to senior management in London and Tokyo, including the Chief Credit Officer for EMEA and other key executives.
• Conduct comprehensive credit analysis of allocated sectors and products, drafting detailed credit papers, applying rating methodologies, and preparing comparative statistics under senior management guidance.
• Monitor and review existing portfolio transactions, making informed recommendations regarding credit decisions and ratings based on internal policies and regulatory guidelines.
• Work on ad-hoc projects assigned by Group Heads or senior management to set up or adjust risk criteria and policies, aiming to improve portfolio quality.
• Track market trends, developments in allocated sectors/products, EMEA countries, players, and financial/legal structures; share insights with the team to ensure informed decision-making.
• Support junior colleagues by sharing technical knowledge of allocated sectors/products and contributing to their professional development within the team.
• Prepare reports for Tokyo Head Office and European Headquarters as required, including creating materials for credit committees.
• Ensure compliance with all regulatory procedures and internal policy requirements relevant to credit risk management.
• Identify potential conflicts between MUFG Bank and MUFG Securities EMEA plc needs; escalate issues appropriately while maintaining entity neutrality.

Required Qualifications

Your proven experience as Vice President Credit Manager Securitisation will demonstrate deep familiarity with structured finance transactions—especially asset-backed finance—and corporate banking environments. You bring advanced analytical abilities that allow you to assess complex credit risks efficiently while maintaining accuracy under pressure. Your interpersonal skills foster trust among colleagues at all levels; whether supporting junior team members or briefing senior executives internationally. You possess strong communication abilities that help translate technical findings into actionable recommendations. Your educational background includes at least a Bachelor’s degree (with preference given to those holding a Master’s), underpinning your technical expertise. Experience handling regulatory audits showcases your commitment to compliance—a trait highly valued at MUFG. Your proficiency in Microsoft Office tools supports your reporting duties while strong numerical skills ensure precision in data analysis. A responsive approach enables you to manage large workloads effectively without compromising quality. Above all else, your collaborative spirit helps nurture an inclusive environment where knowledge sharing drives collective success.

• Sufficient experience working in financial institutions carrying out credit work for corporate or structured finance areas is essential for success in this role.
• Adequate experience in corporate banking or structured finance is required; proven exposure to asset-backed finance (including securitisation) is highly desirable.
• In-depth knowledge of credit assessment principles, risk management techniques, derivatives products, and industry best practices is crucial.
• Experience dealing with regulatory audits associated with credit functions demonstrates your dependability in compliance matters.
• Advanced interpersonal skills are necessary for effective communication with both senior management and junior staff members across global teams.
• A Bachelor’s degree is required; a Master’s degree is preferred for candidates seeking further advancement.
• Excellent communication skills enable you to articulate complex ideas clearly when briefing stakeholders or preparing committee materials.
• A results-driven approach combined with accountability ensures you consistently deliver high-quality outcomes aligned with organisational goals.
• The ability to operate with urgency while prioritising workloads according to business needs reflects your responsive nature.
• Strong numerical skills paired with proficiency in Microsoft Office support your analytical capabilities when preparing reports or statistical analyses.

Why MUFG?

MUFG stands out as one of the world’s leading financial groups thanks to its rich heritage spanning over 350 years and its unwavering commitment to integrity, responsibility, fairness, transparency, and honesty. With more than 150,000 employees operating across 2,300 offices worldwide—including major hubs in Tokyo, New York, Los Angeles, Singapore, and London—MUFG offers unparalleled opportunities for professional growth within an inclusive culture that values diversity. Employees benefit from flexible working arrangements tailored around individual needs as well as generous pension contributions that secure their future wellbeing. Training opportunities abound so you can continually develop new skills alongside knowledgeable colleagues who support each other’s ambitions. The company’s vision—to be “the world’s most trusted financial group”—is reflected not only in its client relationships but also in its dedication to nurturing talent internally. By joining MUFG you become part of a network committed to serving society responsibly while fostering sustainable growth for a better world.

Next Steps

If you’re ready to take the next step in your career by joining an organisation renowned for its supportive leadership and global impact—apply now!

Apply today by clicking on the link provided.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.