Mercer & Hole
Virtual Finance Apprenticeship Programme 2027 - St Albans

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Why Choose Our Virtual Finance Higher Apprenticeship Programme?
A Virtual Finance apprenticeship role offers a varied and exciting career. Virtual Finance involves companies outsourcing finance functions to third-party providers, such as Mercer and Hole. Finance functions include payroll, VAT returns, bookkeeping, and management reporting. You will play a key part in our Virtual Finance team and, from the outset, will be responsible for preparing, recording, and processing data within the financial systems, completing monthly management accounts, and preparing and submitting VAT returns. This will enable you to grow into a future leader and start on a stable and lucrative career path with progression and rewarding work.
We are committed to supporting your learning and development throughout your career with us. As an apprentice, you will benefit from a structured programme that includes trainee away days, a dedicated training manager, a buddy, and study leave. Our commitment continues beyond qualification: whether you are an apprentice or a director, our Learning Academy pathway provides an ongoing investment in your growth and future success.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
What Will I Be Doing as a Virtual Finance Apprentice?
Our higher Apprenticeship Programme is designed to support your learning and development. You will work as part of the Virtual Finance team while studying the AAT level 3 and level 4 qualification. The variety of clients we work with provides you with a well-rounded experience, and the structure of our teams allows you the opportunity to gain knowledge from and exposure to senior managers and partners throughout your training and beyond.
Structure of Our Virtual Finance Higher Apprenticeship Programme?
Year 1
- In the first year, you will start out by learning the fundamentals of bookkeeping. This includes:
- Posting purchase and sales invoices and bank transactions. You will use these skills over a variety of clients, making use of software solutions to help speed up and simplify processes.
- Learning the fundamentals of VAT.
- Taking on responsibility for preparing and submitting some of our smaller returns.


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Year 2
- As you progress, you will start to take on more complicated work. This will include:
- Calculating and posting month-end journals (such as depreciation, accruals, and prepayments).
- Preparing the month-end reporting packs and assisting with preparing a supporting commentary to go to the client.
- Having opportunities to support junior apprentices with their queries and act as a buddy to new starters.
Once you have completed your AAT qualification, you will have the opportunity to apply to move on to studying the ACCA to become a chartered accountant.
If you think this is something you would be interested in, then apply!
As part of our culture, we take the time to review each application individually to reflect our values.
Mercer & Hole is committed to cultivating and preserving a culture of diversity, equity, and inclusion (DEI). Our people are our most valuable asset. We bring our life experiences, knowledge, creativity, and talents together at Mercer & Hole, making it a unique place to work where all can safely thrive.
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