Role & Responsibilities

Risk Program Leadership & Embedding

• Drive the integration of the 1LoD risk framework across all Digital Assets product offerings and market expansion initiatives
• Embed risk management into business strategy, product development, commercialization, and operational processes
• Ensure risk considerations are incorporated into resource allocation, prioritization, and decision-making

Risk Appetite Alignment

• Ensure all Digital Assets activities operate within Mastercard’s enterprise risk appetite
• Balance growth and innovation objectives with appropriate risk controls and governance
• Provide guidance to product and regional leaders on acceptable risk thresholds and trade-offs

Enterprise Risk Assessments

• Oversee and conduct the execution of risk assessments across the Digital Assets portfolio with cross-functional partners
• Ensure consistency and completeness across product lines and geographies

Risk Governance, Committees & Escalation

• Ensure material risks, issues, and mitigation plans are:
  • Reviewed in Business Risk Control Committees (BRCC) or relevant entity-level committees
  • Escalated appropriately to the Executive Risk Committee (ERC)
• Represent Digital Assets in key risk governance forums and influence decision-making

2LoD & Cross-Functional Coordination

• Serve as primary liaison between the Digital Assets business and:
  • Risk Management
  • Compliance
  • Legal / Regulatory
  • Treasury
  • CRM
• Coordinate risk-related deliverables and program execution across Operations, CRM, MTS, and regional teams
• Facilitate alignment on risk controls, regulatory requirements, and market entry strategies

Strategic Advisory & Market Expansion Support

• Partner with Digital Assets leadership to enable responsible market expansion and product scaling
• Provide risk-informed guidance on:
  • New product launches
  • Regulatory readiness in new markets
  • Emerging risks in digital assets (e.g., crypto, tokenization, network risks)

Qualifications & Experience

Experience:

• Strong background in strategy, operations, or product management
• Working knowledge of risk management frameworks and regulatory environments
• Experience in digital assets, fintech, payments, or emerging technology domains strongly preferred

Risk Expertise:

• Understanding of enterprise risk management (ERM), operational risk, and regulatory compliance
• Ability to navigate and influence within a 3 Lines of Defense model

Executive Influence:

• Demonstrated ability to operate with a “seat at the table” and influence senior stakeholders

Strategic Thinking:

• Ability to connect risk management to business growth and innovation

Cross-functional Leadership:

• Proven ability to drive alignment across diverse global teams

Communication:

• Strong executive presence with the ability to clearly articulate risk priorities to business leadership and senior executives

Decision-Making:

• Exercises sound judgment in balancing risk, compliance, and commercial objectives

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.