VP - NBFI Credit

What you'll do:

In the capacity of Vice President Non-Bank Financial Institutions Credit Analyst based in London, you will assume a pivotal role overseeing credit work pertaining to NBFIs across developed economies. Your daily responsibilities will encompass:

• Conducting comprehensive credit analysis on live transactions and annual reviews whilst maintaining close collaboration with relationship bankers.
• Leading new client approvals by setting prudent credit appetite levels and negotiating terms that ensure effective risk mitigation.
• Structuring both syndicated and bilateral loans with meticulous attention to detail.
• Participating in complex or high-profile credit cases by swiftly identifying key issues, communicating salient points to stakeholders, and evaluating risk-reward trade-offs.
• Managing multiple priorities efficiently in a dynamic environment while ensuring adherence to internal rules and reporting procedures.
• Supporting the Head of FI Credit Analysis Department in training, supervising, and nurturing junior team members through knowledge sharing initiatives.
• Assisting with other team workflow on the Financial Institutions side as required or appropriate to maintain departmental cohesion.
• Analysing economic, market, regulatory, industry events or developments to assess their impact on the portfolio; reporting relevant findings to senior risk management.
• Interpreting stress testing results at counterparty, country or industry level and taking appropriate actions based on analytical insights.

What you bring:

The ideal candidate for the Vice President Non-Bank Financial Institutions Credit Analyst position possesses substantial experience evaluating insurance companies and NBFI portfolios within either banking or asset management settings. Your expertise extends beyond traditional credit analysis into transaction-driven environments where timely event-based assessments are crucial. You exhibit strong interpersonal skills that foster trust among clients and colleagues alike whilst enabling effective collaboration across teams. Your approach is structured yet innovative—always seeking ways to refine processes without compromising practical outcomes. A deep understanding of loan documentation intricacies ensures you can negotiate terms that safeguard against risk exposures. Technical proficiency encompasses not only market risk assessment but also interpretation of stress test results at multiple levels within the portfolio. Academic credentials at degree level underpin your professional foundation; additional qualifications further distinguish your candidacy. Communication excellence coupled with unwavering attention to detail allows you to excel under demanding deadlines whilst maintaining accuracy throughout all tasks.

• Demonstrated experience assessing insurance companies and NBFI credit cases within banking or asset management environments is indispensable for this position.
• Proven track record of credit analysis focused on transaction-driven environments where event-based assessments are paramount.
• Evidence of being a dependable team player who collaborates effectively within cross-functional teams across departments.
• Ability to devise creative solutions that enhance current processes whilst preserving practical value for the organisation.
• Strong problem-solving skills enabling anticipation of questions, planning contingencies, finding alternative solutions, and identifying clear objectives.
• Excellent understanding of loan documentation requirements together with key credit protections such as ISDA/CSA agreements.
• Comprehensive knowledge of market risk factors affecting NBFIs combined with technical proficiency in interpreting stress testing results.
• Exceptional interpersonal skills facilitating establishment of credibility with clients, product specialists, executives; enabling effective partnership across functions.
• Degree-level education or equivalent work experience; professional qualifications are highly desirable for candidates seeking advancement.
• Outstanding communication abilities paired with meticulous attention to detail ensure accuracy under pressure.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.