Hastings Direct
Actuary Graduate
How your CV stacks up
Upload your CV to see how well it fits this job role
?%
Actuary Graduate
Actuarial Reserving Graduate
Location: London
Welcome to Hastings Direct – From our Group HR Director Pam Angel
We’re a digital insurance provider with ambitious plans to become the best and biggest in the UK market. We’ve made significant investments in our data and technology capabilities over the past few years, as well as nurturing our 4Cs culture. We’re proud of the journey we’re on as a company, and we know that our continued success will rely on the hard work of our talented colleagues.
We provide insurance for over 4 million customers—but we know there’s even more potential out there. If you’re reading this job advert, we hope you’ll consider applying, and if successful, join us to be part of the exciting chapter ahead!
Role Overview
Start your career as an Actuarial Reserving Graduate at Hastings Direct. We’re looking for a highly motivated and intellectually curious individual to join our Group Actuarial Function.
In this role, you will:
- Help estimate the cost of future claims for our Motor and Household insurance portfolios while developing strong actuarial and analytical skills.
- Work across both Reserving and Capital Modelling teams, providing exposure to Solvency UK requirements.
- Contribute to the development of modern actuarial tooling, including Python and AI-driven solutions, automating processes and enhancing analysis.
Your specific responsibilities will include:
- Supporting the production of monthly and quarterly reserving analyses, including:
- Maintaining claims development triangles.
- Contributing to the estimation of IBNR (Incurred But Not Reported) and ultimate claims costs using techniques like:
- The Chain Ladder method.
- Bornhuetter-Ferguson models.
- Analysing and interpreting trends in claims experience.
- Working with large datasets in SQL to ensure accurate outputs.
- Helping build and maintain reserving models.
- Developing Python-based tools to enhance analysis and automate processes, including exploration of AI-enabled solutions and agent-based workflows.
- Supporting capital reporting activities, building an understanding of key capital drivers.
- Collaborating closely with teams across Pricing, Underwriting, Claims, and Finance to deliver data-driven insights.
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Requirements
You will have:
- A numerical or actuarial degree with:
- A first-class honours degree (or predicted first-class honours).
- Strong analytical ability and attention to detail.
- Considerable problem-solving skills.
- Exceptional communication skills.
- Familiarity with actuarial concepts.
- Experience in data analysis or coding, preferably in Python and SQL.
- An interest in Python for modelling and automation.
- Interest in AI and advanced analytics workflows.
Application Process
As part of this application, you will receive a link to complete psychometric assessments via Harver. Please complete these asap, but by the closing date of 19th July 2026.
Reward Package
When you join Hastings Direct, you’ll genuinely make a difference to our success. In turn, we offer:
- A competitive and flexible salary.
- A comprehensive benefits package, including:
- Flexible working: Hybrid arrangements within a reasonable commute.
- Competitive bonus scheme (affected by company and personal performance).
- Handsome healthcare cash plan and private medical insurance.
- Pension contribution matched up to 10%.
- Free mortgage advice for help with home purchases.
- Access to Thrive, the mental health wellbeing app.
- Colleague assistance program.
- 25 days’ annual leave to use each year.
- An inclusive yet enjoyable culture with regular social events.
Get help with your application
Your very own career expert that helps elevate your application to the next level.
Our 4Cs principles underpin everything we do at Hastings Direct:
- Create a supportive culture.
- Equip our colleagues with the right tools to excel.
- Deliver outcomes that empower our customers.
As a customer-centric business, we strive to provide:
- Great products at the right price.
- A simple and transparent service that people trust.
- Ethical and respectful treatment, always putting the customer first.
Equality and Inclusion
Hastings Group is an equal opportunities employer. We actively encourage applications from everyone of all backgrounds to create opportunities that reflect the diversity of modern Britain. We take pride in a fair and inclusive recruitment process and welcome applications from people of all genders, ages, ethnic backgrounds, religions, sexual orientations, or those with a disability, curious gender reassignment, or varying marital/family status.
We conduct thorough referencing, including credit and criminal record checks.
If you should require reasonable adjustments to the recruitment process—whether this is disability-related or otherwise—we encourage you to inform us without delay. Our recruitment team will work with you to ensure accessibility for every stage of the process.
Deadline
This job poster closes at 20th July 2026.
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Skills