Brown & Brown UK
Affinity Underwriter - Employee Benefits & Affinity Team

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Affinity Underwriter - Employee Benefits & Affinity Team
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
Affinity Underwriter - Employee Benefits & Affinity A&H Team
Location: London
Package: £Negotiable + Benefits
As an Underwriter within the Employee Benefits & Affinity A&H team, you will operate in a highly visible role that directly contributes to the overall success of Millstream.
Working closely with colleagues across underwriting, distribution, and product functions, you will play an active role in supporting business development initiatives, shaping product design, and delivering sustainable pricing to maintain underwriting profitability while ensuring appropriate cover scope for employee benefits and affinity solutions.
The role focuses on supporting and strengthening both existing and new intermediary and partner relationships by delivering high-quality underwriting decisions and service. You will contribute to the effective management of the GWP pipeline, identify growth opportunities across the Employee Benefits and Affinity A&H portfolio, and take ownership of allocated broker, scheme, and client accounts to drive long-term, profitable growth.
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Day To Day
Underwrite, price and negotiate accounts consistent with the quality of risk and according the company’s strategy and guidelines. Work to develop existing business and expansion into new product areas. Good understanding of policy wording & slip operative clauses Create, develop and maintain relationships with intermediaries and clients. Develop and maintain relationships with insurers Review and implement changes to existing pool of wordings. Maintain compliance with appropriate rules, legislation, underwriting agreements, working procedures and other forms of best practice. Execute agreed business/action plans with intermediaries in terms of profitability, retention and new business opportunities. Achieve agreed GWP and income targets as Undertake data analysis and management reporting and identify any issues or opportunities.


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About You
You'll have a solid grounding withing A&H markets ideally with 3+ years experience within an underwriting or broking role.
Your skill set should include strong communication (written, verbal, video), influencing, relationship management, negotiation, analytical, numerical and IT skills.
What's On Offer
A negotiable basic salary coupled with all the normal benefits including 25 days holiday (+Bank Holidays), Pension, Death in Service (4x Salary), Individual Private Medical (post probation).
Full support for professional qualifications (including funding / study leave etc.)
Access to the annual Brown & Brown Share Save Scheme
We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.
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