Analyst, Securitised Products

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. MUFG is a global leader in the securitisation market, ranking in the top three conduit administrators in the world. Our best-in-class services and products help corporate and institutional clients optimise their working capital. MUFG is seeking to appoint a Securitised Products Analyst to its London (or Amsterdam)-based team. This position presents an outstanding opportunity for you to immerse yourself in the sophisticated domain of structured finance, providing critical support in the origination and execution of intricate securitisation transactions across a diverse array of asset classes, including residential mortgages, auto loans, consumer credit, and credit card receivables. You will join a collegial and highly knowledgeable group that places significant value on professional advancement, diversity, and interdepartmental cooperation. The organisation is internationally recognised for its exemplary services and products, consistently ranking among the foremost conduit administrators worldwide. With a steadfast commitment to flexible working arrangements and comprehensive training initiatives, this role affords you the prospect to refine your expertise within a supportive environment while contributing meaningfully to high-profile transactions. * Become part of a globally acclaimed leader in securitisation, gaining exposure to a broad spectrum of asset-backed securities transactions and benefiting from access to industry-leading resources. * Experience a culture that emphasises collaboration, ongoing professional development, and the sharing of knowledge within a diverse and inclusive team setting. * Take advantage of flexible working arrangements and extensive training programmes designed to facilitate your career progression in structured finance. What you'll do: In your capacity as Securitised Products Analyst based in London, you will assume a pivotal role in supporting the full lifecycle of securitisation transactions for both financial institution clients and corporates. Your responsibilities will encompass close collaboration with experienced sector leads as you assist in structuring transactions across various asset classes. You will be entrusted with preparing comprehensive risk analyses, reviewing legal documents, modelling cash flows, conducting due diligence checks, and managing communications with clients at every stage. Beyond supporting transaction execution, you will play an active part in deal closings through liaison with internal teams and external partners. Remaining abreast of regulatory developments will be essential as you incorporate new requirements into your workflow. Building relationships across departments will enable you to gather critical information efficiently while fostering a spirit of teamwork. By supporting both private placement and public ABS transactions throughout EMEA, you will acquire broad exposure to different markets whilst further developing your technical acumen in structured finance. * Provide support in the origination and execution of securitised products for clients within financial institutions under the guidance of sector leads, with particular focus on asset classes such as residential mortgage-backed securities (RMBS), auto loans, consumer credit, and credit card receivables. * Assist with transaction renewals, amendments, and waivers by working closely with transaction managers to ensure seamless progression of deals within the financial institutions sector. * Contribute to the origination and execution of securitised products for corporate or esoteric clients as required, collaborating with relevant sector leads to deliver bespoke solutions. * Undertake analysis of complex transaction structures by preparing detailed risk memoranda and reports, reviewing legal documentation, performing cash flow modelling, and conducting thorough due diligence. * Manage client relationships at counterpart level by communicating information clearly, responding promptly to routine queries, and ensuring an exceptional standard of service throughout each transaction lifecycle. * Lead or provide support during deal closing processes by coordinating internal teams and external parties to achieve successful outcomes for all stakeholders involved. * Maintain current knowledge of regulatory developments affecting securitisation markets by monitoring changes and integrating new insights into daily work practices. * Cultivate strong peer networks across departments within the organisation to facilitate effective information gathering and foster interdepartmental collaboration. * Support the execution of private placement and public asset-backed securities (ABS) transactions in EMEA by working alongside senior originators in both private placement and public market contexts. * Adopt a product-neutral approach when assisting senior team members with the origination of ABS transactions across multiple jurisdictions. What you bring: To excel as a Securitised Products Analyst, you will bring practical experience from positions involving structured finance or working capital finance—ideally acquired at reputable banks or advisory firms. Your academic credentials equip you with analytical rigour while your familiarity with legal or credit matters enables you to navigate complex documentation confidently. You possess refined communication abilities that allow you to build trust with both internal colleagues and external clients alike. Your commercial awareness helps you identify risks and opportunities within intricate deal structures while your negotiation skills ensure favourable outcomes for all parties concerned. Proficiency with Microsoft Office tools allows you to present data persuasively whilst managing substantial volumes of information efficiently. Above all else, your collaborative disposition means you value teamwork—embracing diverse viewpoints as you contribute positively within an inclusive environment. * Possession of degree-level education or equivalent experience is indispensable for success in this analytical role within structured finance. * A demonstrable track record gained from roles involving structured finance or working capital finance—whether at a bank, rating agency or advisory firm—will enable you to contribute effectively from the outset. * A background in legal, accounting or credit analysis is highly desirable as it enhances your ability to interpret complex documentation and assess risk judiciously. * Demonstrated aptitude for resolving complex problems using sound commercial judgement will distinguish you when navigating intricate transaction structures. * Excellent interpersonal skills are essential for establishing rapport with colleagues across departments as well as maintaining positive client relationships throughout each engagement. * Proficiency in negotiation is important for achieving mutually beneficial outcomes during transaction discussions with clients and counterparties. * Advanced command of Microsoft PowerPoint and Excel is required for preparing presentations, analysing data sets, modelling cash flows, and reporting findings clearly. * Fluency in any European language would be advantageous but is not essential; an eagerness to learn about new markets is highly valued. * Experience managing multiple priorities simultaneously whilst maintaining meticulous attention to detail ensures accuracy under demanding deadlines. * A collaborative mindset combined with sensitivity towards diverse perspectives fosters an inclusive team environment where all individuals can flourish. What sets MUFG apart: This organisation distinguishes itself as one of the world’s preeminent participants in the securitisation market—consistently ranked among the top three conduit administrators globally. Its reputation has been established through delivering exemplary services that empower corporate and institutional clients to optimise their working capital via sophisticated financial solutions. Employees benefit from being part of an authentically international network where knowledge sharing is encouraged at every level. The company places considerable emphasis on professional development through comprehensive training programmes tailored to individual aspirations. Flexible working arrangements are available so that employees may balance personal commitments alongside their career ambitions. Diversity is celebrated here: individuals from all backgrounds are welcomed into an inclusive culture where everyone’s contribution is accorded equal value. Should you seek an employer who invests in your growth whilst providing exposure to high-profile transactions across EMEA markets—this institution offers an unparalleled platform for advancement. What's next: If you aspire to advance your career in structured finance within a supportive global team—this distinguished opportunity awaits your application. Apply today by clicking on the link provided; we look forward to receiving your application. We are open to considering flexible working requests in line with organisational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership. We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law. At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them! Our Culture Principles Client Centric People Focused Listen Up. Speak Up. Innovate & Simplify Own & Execute