Associate, Business Credit Office

If you’re looking for a career that will help you stand out, join HSBC, and fulfil your potential - whether you want a career that could take you to the top, or an exciting new direction, we offer opportunities, support and rewards that will take you further. We’re one of the largest banking and financial services organisations in the world, with a network that covers more than 50 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people fulfil their hopes and realise their ambitions. We’re currently seeking an experienced professional to join our team in the role of Associate, Business Credit Office. This is an exciting opportunity to provide credit management support to Relationship Managers / Coverage, to help facilitate client review and renewal activities, while undertaking customer outreach, research, financial and credit analysis. You’ll also ensure exemplary risk management acumen and control standards are embedded within the end-to-end Credit and Capital Management process. As an HSBC employee in the UK, you’ll have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution. In this role you’ll: Deliver a range of tasks in line with agreed objectives Own the end-to-end Credit and Capital Management servicing journey, ensuring a seamless and efficient process for customers and internal stakeholders Combine client relationship management with strong risk assessment and management capabilities ensuring the required credit quality and requisite returns on risk Continuously drive improvement in productivity while enhancing client experience Adopt technology and customer experience improvement initiatives, including alignment to a globally consistent operating model Participate in deal discussions and meetings with clients or credit risk as required To be successful in this role you should meet the following requirements: Experience in Business, Finance, or a related field Corporate lending experience with strong analytical skills and sound credit knowledge Strong understanding of various financing instruments and banking products for Wholesale Banking Strong stakeholder management skills, with the ability to navigate complex situations and drive alignment among senior leaders Clear understanding of the credit risk principles, policies and statutory compliances Strong commercial mindset Strong communication and interpersonal skills, with the ability to influence and collaborate effectively across all levels of the organisation Opening up a world of opportunity. Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces. Our recruitment processes are accessible to everyone - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role. If you’d like to apply for one of our roles and need adjustments made, please get in touch with our Recruitment Helpdesk: Email: hsbc.recruitment@hsbc.com Telephone: +44 207 832 8500