Benefits of Working at Together

• 26 days holiday, increasing with service to 30 days, plus a day off for your birthday
  • Free access to company holiday homes
  • Buy & sell holidays
• Discretionary annual bonus plus an additional Shared Reward Bonus
• Matched pension contribution
• Health cash plan plus Private medical insurance
• Life assurance and Critical illness cover
• Travel season ticket loans and Ride to work scheme
• Free local gym access
• Local bar / restaurant discounts

Company Description

WE’RE TOGETHER. For over 50 years, we’ve helped thousands of people, businesses, and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.

We take the time to understand our customers, and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 900 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.

Job Description

As an Associate – Debt Capital Markets (DCM), you will be part of the team responsible for raising and maintaining capital to fund Together's mortgage loan book. As a non-bank lender, Together's loan book is not funded with bank deposits, but by a wide range of financial instruments, including:

• High Yield Bonds
• Revolving Credit Facilities
• Securitisations

As an Associate – Debt Capital Markets, we are looking for someone to:

• Support the DCM Directors in raising and refinancing both existing and new funding vehicles, particularly in:
  • Data production and validation
  • Deal administration
• Take responsibility for the production/oversight of:
  • Bank of England data tapes
  • Performance data
  • Informational materials for internal and external stakeholders
• Work as part of a dynamic team, juggling multiple priorities and being on hand to deliver time-sensitive tasks and projects for the wider team and business.
  • Deadlines are usually business-critical and non-negotiable, meaning workload can vary dramatically.
• Input into, and assist in the review of, the suite of legal documentation that underpin the funding vehicles, working closely with internal and external lawyers.
• Ensure operational aspects of financing activities are understood by the relevant teams within Treasury and the wider business, assisting with implementation and oversight where needed.
• Build long-term, trusted relationships with:
  • Colleagues
  • External partners
• Develop knowledge and expertise in complex areas of finance and Capital Markets through:
  • On-the-job learning
  • Formal external qualifications as appropriate
• Prepare materials and agendas for meetings with:
  • Internal stakeholders
  • External investors
  • Rating agencies
  • Investment banks