Together
Associate - Debt Capital Markets
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Associate - Debt Capital Markets
Job Title
Associate – Debt Capital Markets
About Together
We’re Together. For over 50 years, we’ve helped thousands of individuals, businesses, and professionals unlock their property ambitions with our pragmatic approach to mortgages and secured loans.
We prioritise understanding our customers and maintain an open door policy, often providing solutions where others refuse to compromise. Headquartered in Cheadle, Cheshire, our team of 900+ colleagues serves customers nationwide, underpinned by a £7 billion loan book.
Benefits of Working at Together
- 26 paid holidays (increasing to 30 days with service), plus an extra day for your birthday and UK bank holidays
- Free access to company holiday homes worldwide
- Holiday buy/sell scheme (exchange unused holidays for cash)
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Pension contributions matched by the company
- Health cash plan with access to private medical insurance
- Life assurance and critical illness cover
- Travel season ticket loan and Cycle to Work/Ride to Work schemes
- Free local gym membership
- Discounts on local bars/restaurants
The Role
As an Associate in Debt Capital Markets (DCM), you’ll join the team responsible for raising and maintaining capital to fund Together’s mortgage loan book. As non-bank lenders, Together’s loan book is financed not only by bank deposits but via a diverse mix of instruments, including:
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- High Yield Bonds
- Revolving Credit Facilities
- Securitisations
Key Responsibilities
- Support the DCM Directors in raising and refinancing both existing and new funding vehicles, with emphasis on:
- Data production and validation
- Deal administration
- Oversee or produce Bank of England data tapes, performance reports, and informational materials for internal/external stakeholder meetings
- Collaborate within a fast-moving team, managing multiple competing priorities to deliver urgent tasks and projects for the benefit of the wider business
- Contribute to and review legal documentation (e.g., negotiations with internal/external lawyers)
- Ensure operational understanding of financing activities across Treasury and wider business, implementing where necessary
- Build long-term relationships with colleagues, investors, rating agencies, banks, and external partners
- Develop expertise in complex finance and capital markets through on-the-job learning and external qualifications as needed
- Prepare materials and agendas for high-level meetings (internal stakeholders, investors, banks, etc.)
Requirements
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Essential
Experience is preferred in:
- The mortgage market, or relevant securitisation sectors
A professional qualification (if possible) would enhance your candidacy, though:
- Part-qualified candidates are considered
- Alternative qualifications (e.g., CAIA, CII) may align with the role’s progression needs
Must demonstrate:
- A can-do attitude with strong work ethic and curiosity
- Ability to thrive in a fast-paced environment, handling adaptable priorities
- Keen attention to detail to resolve issues proactively
- Relational skills to build trust with senior stakeholders
- Capacity to clarify complex topics for non-specialist audiences
- Strength to navigate detail and see the bigger picture
We encourage applications even if you don’t meet every criterion — we may discuss suitability further.
Our Commitment to Diversity & Inclusion
Together values diversity, embraces differences, builds inclusive teams, and celebrates perspectives. If you require reasonable adjustments (e.g., during recruitment), please notify us confidentially.
Note: All offers include:
- Employment references, financial and criminal record checks
- Office-based role in Cheadle (SK8 3GW)
- Standard hours: 09:00–17:30 (mon-fri)
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