MUFG
Associate, Digital Channels Product Manager
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About Mitsubishi UFJ Financial Group
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re a community of 150,000 colleagues, committed to making a difference for our clients, organisations, and communities.
We uphold our values by:
- Building long-term relationships
- Serving society
- Fostering shared and sustainable growth
- Creating a better world
With the vision to be the world’s most trusted financial group, our people-first culture embraces diverse ideas, collaboration, and innovation. We support you with the right tools, technologies, and careers development so you can thrive.
Join MUFG, where every employee is inspired to make meaningful impact and rewarded for their efforts.
Role Overview
An outstanding opportunity awaits for you to join MUFG as an Associate Digital Channels Product Manager in London.
This role allows you to immerse yourself in structured finance, supporting significant projects across:
- Power
- Renewables
- Infrastructure
- Natural resources
As part of a collegial team, you will leverage your financial modelling expertise and relationship-building skills to work closely with internal and external stakeholders.
The position prioritises professional development, offering:
- Comprehensive training initiatives
- Flexible working arrangements
If you’re looking for a role where your analytical ability, attention to detail, and commitment to excellence are recognised and rewarded, this is an ideal career progression.
Key Responsibilities
Strategic Contributions
- Engage in an esteemed advisory team, delivering intricate project finance solutions across:
- Energy
- Infrastructure
- Housing finance
- Gain exposure to a broad spectrum of high-impact projects, fostering relationships across clients and internal teams.
Collaborative Environment
- Operate within a supportive culture that promotes:
- Knowledge sharing
- Professional growth
- Flexible working
Client Engagement
- Work directly with clients and colleagues to build long-lasting relationships while enhancing:
- Technical skills
- Project delivery success
Daily Duties
As an Associate Digital Channels Product Manager, you will:
- Design financial models for project and structured finance transactions at intermediate to complex levels.
- Collaborate internally to deliver comprehensive funding solutions.
- Engage in client-facing roles by:
- Addressing queries
- Participating in meetings
- Ensuring client satisfaction
- Review externally sourced financial models.
- Conduct stress tests in collaboration with deal teams.
- Mentor junior employees regarding model-building and industry best practices.
- Prepare key documentation such as:
- Information memoranda,
- Supporting authorisation materials.
- Develop expertise on core systems in structured finance offices to align with regulatory compliance.
- Participate in occasional international travel.
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Specific Tasks
Model Development & Financial Analysis
- Construct complex financial models tailored for project and structured finance, focusing on Japanese Corporate Banking clients in EMEA.
- Respond promptly to daily financial model queries from clients and other institutions.
- Provide expert insights during relevant meetings.
Relationship & Communication
- Liaise with counterpart clients to relay critical information, address routine enquiries, and maintain exceptional service standards.
- Foster strong internal relationships to enhance inter-department communication.
Decision Support & Documentation
- Calculate RORA (Rate of Return on Asset) and swap line analyses to support key decisions.
- Prepare detailed cash flow analysis papers for investment decisions in collaboration with credit functions.
- Assist in internal authorisation processes and client-facing presentations.
Essential Requirements
Core Experience
You must have:
- Substantial experience in constructing project finance models within leading banking settings or equivalent roles.
- Demonstrated capability in managing complex model builds from inception to completion across diverse stakeholders.
- Proven ability to collaborate across functions within financial institutions.
Technical Skills
- Advanced proficiency in Microsoft Excel alongside expertise in financial modelling IT applications.
- Thorough understanding of accounting principles and business acumen to assess project performance influences.
Soft Skills & Approach
- Exceptional communication skills (verbal and written) to articulate complex concepts clearly and build trusted relationships.
- Meticulous attention to detail, ensuring accuracy under tight deadlines or intense workloads.
- Independent prioritisation skills, paired with considered composure in high-pressure environments.
Education & Qualifications
- Degree-level education or equivalent professional experience.
- Preferred: Qualifications in accountancy, finance, or related fields. Supplementary expertise is always valued.
Technical & Functional Competencies
Kerry-Specific Requirements (Optional)
- Proven track record as an Associate in GTB (Global Transaction Banking) Product Management with:
- Regional Product Management responsibility for host-to-host channels and Swift platforms.
- Experience acting as a technical integration specialist between banks and multinational corporations (MNCs), including:
- Integrating e-banking, host2host, and Swift modules.
- Managing channel and file format configurations.
- Independent oversight of full host-to-host channel and Swift products, including:
- Supporting documentation for technical and business requirements.
- Target infrastructure and operational model design.
- Client engagement and volume scaling strategies.
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Additional Preferred Skills & Experience
European Payments Expertise
- In-depth understanding of the European payments ecosystem, including:
- Low-value and high-value transactions.
- Instant payments mechanics and TFX interoperability.
- Principles of ISO 20022 standardism and regulatory reporting compliance.
Integration and Technology
- Working fluence in speculative ERP/TMS applications used by MNCs, such as:
- SAP/S4HANA,
- Bellin,
- Tisman Technologies (TIS).
- Demonstrated experience in client implementation end-to-end processes, especially around:
- Integration and testing.
- Strategies to enhance STP (straight-through processing) and automation.
- Incentivising behaviour within MUFG and client infrastructure for self-service optimisation.
Automation & Industry Trends
- Passionate awareness of digital transformation trends:
- Automation,
- Standardisation,
- Workflow optimisation across TB (Transaction Banking) solutions.
What Sets MUFG Apart
MUFG distinguishes itself as a premier global financial institution committed to:
Core Values
- Integrity, inclusivity, and professionalism as a guiding ethos.
- A culture prioritising:
- Teamwork,
- Respect,
- Educational growth.
Supportive Environment
- Flexible working arrangements that accommodate personal commitments.
- Comprehensive training programmes to expand skill sets.
- A diverse, equitable, and inclusive culture welcoming individuals from all backgrounds.
Cutting-Edge Opportunities
- Access to modern technology systems.
- Engagement in landmark international projects:
- Climate change resilience,
- Sustainable development initiatives.
Leadership & Development
- Open communication channels encouraging idea-sharing.
- Broad global participation in:
- Cross-border transactions,
- Range of knowledge-sharing forums with industry leaders.
Next Steps
Ready to embark on an exciting journey with a globally recognised institution?
We invite you to apply quickly—your future with MUFG awaits!
Flexible Working Requests
- Applications for flexible working arrangements will be considered in accordance with organisational requirements.
Commitment to Equality, Diversity, and Inclusion
MUFG wholeheartedly supports ED&I principles:
- Anti-discrimination on grounds of:
- Age,
- Sex,
- Gender identity,
- Sexual orientation,
- Disability,
- Pregnancy or maternity,
- Race,
- Religion or belief,
- Marriage or civil partnership.
Recruitment decisions remain free of bias in accordance with our equality, diversity, and inclusion policies and our legal responsibilities.
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