Associate, Securitised Products

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Keywords: securitisation, structured finance, receivables financing, ABS transactions, collaborative team, regulatory knowledge, client relationships, interpersonal skills, problem solving, networking MUFG invites applications for the position of Associate Securitised Products within its esteemed London-based Securitised Products & Supply Chain Finance Group, part of the Global Corporate & Investment Banking Division. This role presents an exceptional prospect for you to engage in a refined and intellectually stimulating environment, contributing to the origination and execution of sophisticated securitisation and receivables financing transactions across EMEA. You will join a collegial and erudite team that upholds the highest standards of integrity, transparency, and responsibility, while participating in prominent transactions with leading corporate clients. The organisation is renowned for its supportive ethos, commitment to professional advancement, and dedication to fostering enduring relationships. Exposure to a diverse array of products and markets is assured. Should you seek a position where your expertise is both recognised and nurtured within a truly international network, this opportunity merits your consideration. * Become part of a globally esteemed financial group with over 350 years of heritage and an extensive international footprint, affording unparalleled avenues for professional growth and cross-border collaboration. * Collaborate with accomplished professionals at one of the world’s foremost conduit administrators, acquiring practical experience in both private placement and public ABS transactions throughout EMEA. * Experience a culture grounded in fairness, honesty, and collective achievement, where your contributions are duly acknowledged and your development is supported through comprehensive training and access to industry-leading resources. What you'll do: In your capacity as Associate Securitised Products based in London, you will be entrusted with supporting the comprehensive lifecycle of securitisation transactions for an eclectic client base spanning EMEA. Your daily responsibilities will encompass close collaboration with senior colleagues to identify new business opportunities, execute intricate structured finance arrangements, assess transaction risks, scrutinise legal documents, model cash flows meticulously, undertake rigorous due diligence procedures, and sustain robust client relationships. You will also be expected to oversee deal closings with precision while delivering exemplary service to both internal associates and external clients. Remaining abreast of regulatory developments will be essential as you contribute towards upholding compliance standards. By nurturing networks within various departments across the organisation, you will play a pivotal role in promoting effective teamwork that ensures optimal outcomes for all stakeholders. * Provide support in the origination and execution of securitised products for corporate clients under the guidance of sector leads, with particular emphasis on trade receivables transactions for investment grade corporates and sponsor portfolio companies. * Assist or assume responsibility for the execution of securitisation transaction renewals, amendments, and waivers within the corporate sector by maintaining close coordination with portfolio managers. * Contribute to the origination and execution of securitised products for financial institution or esoteric clients as required, ensuring seamless delivery under sector-specific leadership. * Participate in the execution of securitisation and receivables financing products for JCIB clients, upholding exemplary standards throughout each phase of the process. * Analyse structural risk memoranda and reports, review legal documentation, perform cash flow modelling, conduct due diligence on transactions, and manage client relationships with both internal stakeholders and external counterparties. * Lead or support deal closing processes by ensuring all requisite documentation is completed accurately and efficiently whilst maintaining open communication with all involved parties. * Liaise directly with clients at counterpart level to relay information, respond promptly to routine queries, and ensure that exceptional service is consistently delivered. * Maintain current knowledge of regulatory issues pertaining to securitisation as well as developments in the broader market to ensure compliance with best practices. * Cultivate strong relationships across departments within the organisation to establish a peer network that facilitates effective inter-departmental collaboration. * Support senior originators in advancing the public ABS franchise in EMEA by adopting a product-neutral approach and contributing to both private placement and public ABS transactions. What you bring: To thrive as an Associate Securitised Products at this venerable financial institution’s London office, you will possess substantive experience executing securitisation transactions within EMEA markets. Your academic credentials at degree level provide a robust foundation (or equivalent work experience) upon which your technical proficiency in structured finance has been established—whether through banking roles or advisory appointments. You exhibit an analytical orientation that empowers you to evaluate intricate risks whilst remaining meticulous when reviewing legal documents or conducting due diligence. Your interpersonal strengths are manifest as you collaborate harmoniously with colleagues from disparate departments; these same attributes enable you to foster enduring client relationships predicated on trust and mutual respect. Mastery of Microsoft Office tools allows you to deliver work of exceptional quality expeditiously. While additional linguistic abilities are welcomed, your commitment to ongoing learning ensures adaptability amid evolving regulatory landscapes. Above all else, your dedication to teamwork means you consistently contribute towards collective success whilst upholding unimpeachable standards of integrity. * A degree-level education (or equivalent work experience) is requisite alongside solid demonstrable experience working on securitisation transactions within EMEA in either a structuring or execution capacity. * A background in securitisation, structured finance or working capital finance acquired from positions at banks, rating agencies or advisory firms is highly advantageous. * Legal, accounting or credit experience would be beneficial for comprehending transaction structures and documentation requirements. * Exceptional problem-solving abilities coupled with commercial acumen enable you to navigate complex deal structures judiciously. * Outstanding interpersonal skills facilitate rapport-building with colleagues across departments as well as external clients from diverse backgrounds. * Excellent negotiation skills underpin your ability to secure mutually agreeable outcomes during transaction discussions. * Advanced proficiency in Microsoft PowerPoint and Excel ensures you can prepare detailed presentations and perform sophisticated financial modelling tasks efficiently. * Fluency in any European language would be considered an asset but is not obligatory for this appointment. * A collaborative disposition enables you to flourish within diverse teams whilst contributing positively towards shared objectives. * Well-developed networking capabilities assist you in cultivating valuable connections both internally within the organisation and externally across the industry. What sets MUFG apart: This institution distinguishes itself as one of the world’s most venerable financial groups—combining centuries-old tradition with contemporary ambition. With operations extending across more than 50 countries worldwide and employing over 150,000 individuals globally, it offers staff access to an unrivalled breadth of expertise encompassing commercial banking, securities services, asset management and beyond. The company’s core values emphasise integrity, responsibility and transparency—fostering an inclusive workplace where every contribution is valued. Employees benefit from flexible working opportunities tailored around their needs alongside generous pension contributions that underpin long-term security. Comprehensive training programmes are readily available so that every member may continue developing their skills throughout their career journey. The culture here is genuinely supportive: leaders encourage open dialogue; colleagues share knowledge freely; diversity is celebrated; wellbeing initiatives are prioritised; community engagement is championed—and above all there exists a shared commitment towards sustainable growth that benefits society as much as shareholders. For those seeking meaningful employment within an environment that cultivates talent whilst delivering tangible impact on global markets—this represents an outstanding setting in which to advance your career. What's next: Should you wish to elevate your career in securitised products within a globally esteemed institution—your application would be most welcome. Apply today by clicking on the link provided—your next distinguished professional chapter could commence imminently. We are open to considering flexible working requests in line with organisational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership. We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law. At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them! Our Culture Principles Client Centric People Focused Listen Up. Speak Up. Innovate & Simplify Own & Execute