Macdonald & Company
Associate - Structured Finance / ABS

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About the Company
Leading asset management and investment advisory firm.
About the Role
Managing a loan book of Asset-Backed Security (ABS) loans backed by various types of underlying assets across different sectors. Sectors could include equipment loans and consumer loans including car loans, credit cards, etc. Monitor portfolio performance and key metrics, identifying trends, risks, and areas of concern. Conduct regular credit reviews and assessments to evaluate the quality and performance of underlying assets. Develop and implement risk management strategies to mitigate potential losses and ensure the stability of the ABS loan portfolio. Lead the development and refinement of financial models, analytics, and data reports for loan performance tracking and forecasting. Provide insights into portfolio trends and deliver actionable data-driven recommendations to senior management.
Responsibilities
- Managing a loan book of Asset-Backed Security (ABS) loans backed by various types of underlying assets across different sectors
- Sectors could include equipment loans and consumer loans including car loans, credit cards, etc
- Monitor portfolio performance and key metrics, identifying trends, risks, and areas of concern
- Conduct regular credit reviews and assessments to evaluate the quality and performance of underlying assets
- Develop and implement risk management strategies to mitigate potential losses and ensure the stability of the ABS loan portfolio
- Lead the development and refinement of financial models, analytics, and data reports for loan performance tracking and forecasting
- Provide insights into portfolio trends and deliver actionable data-driven recommendations to senior management
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Qualifications


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- Bachelor’s degree in Finance, Economics, Business, or a related field (MBA, CFA, or related certifications preferred)
Required Skills
- Candidates would ideally have between at least 3-7 years’ relevant experience in ABS loan management, structured finance, or a related role within a financial institution, loan servicer, or asset manager
- This position requires in-depth knowledge of ABS products, structured finance, risk management, and client relationship management
- Demonstrated experience working with a variety of ABS asset classes (e.g., equipment loans, consumer loans including car loans, credit card loans, etc)
- Proficiency in financial analysis, loan performance modelling, and data management, with advanced skills in Excel
- This is a client/counterparty facing role so we would expect candidates to show an excellent level of written and spoken English
- Strong client management and communication skills
- Ability to roll up their sleeves and cover full risk management spectrum
- Ability to think analytically and present solutions in a clear way
- Will suit candidates who can work independently and are motivated to learn in a fast-paced environment
- Advanced competence with PowerPoint, Excel, and Word
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