Nationwide
Business Risk Specialist
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The Small Business Credit Team supports the centralised Relationship Manager DCA holder population across Business Direct.
As a Business Risk Specialist, you’ll play an important role in supporting safe and balanced lending across our Small Business portfolio. You’ll assess and underwrite lending requests within delegated authority, bringing together credit judgement, analytical thinking and a strong understanding of business lending and risk to deliver clear, well-balanced lending decisions, ensuring credit risks are identified, understood and appropriately mitigated. Working closely with Relationship Managers and wider stakeholders, you’ll identify and manage credit risks to support good customer outcomes while operating within risk appetite.
You’ll also contribute to the management of asset quality, support improvements in policy, practice and process, and help shape a strong and constructive risk culture across Small Business Credit. The role additionally supports the ongoing development of credit journeys as the Bank continues to enhance automated and streamlined credit processes. This is a great opportunity to join Small Business Credit supporting safe, balanced lending while helping our customers’ businesses grow.
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At Nationwide, we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK-wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.
For this job, you'll be assigned to our nearest regional hub. There will be a need to regularly connect with colleagues for collaboration events in one of our office sites. This is anticipated to be fortnightly in Leeds. If your application is successful, your hiring manager will provide further details on how this works.
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Virgin Money is now part of Nationwide
Nationwide acquired Virgin Money in October 2024. Virgin Money continues to serve customers on the high street, and there will be a phased and considered integration over the coming years.
You’ll be employed by Nationwide from day one, delivering real impact and benefitting from a highly competitive range of benefits. We’re a workplace where you’re rewarded, recognised and celebrated.
Nationwide is committed to the redeployment of our employees impacted by change, as such applications for redeployment candidates will be prioritised in this recruitment process.
If you’re a colleague on long-term absence (for example, on parental leave) or a temporary worker, please use your personal email address to submit an application.
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