Jack & Jill
Chief Financial Officer (£200k-£220k + Equity) at Chip Financial Ltd
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Job Title
Chief Financial Officer
Salary
£200k-£220k + Equity
Company Description
Chip Financial Ltd is a high-growth London fintech managing billions in client assets and building the UK's defining AI-powered digital wealth management platform.
Job Description
As Chief Financial Officer, you will serve as a strategic partner to the founders, shaping commercial strategy and capital allocation. This ExCo role oversees treasury, data insights, and investor relations during a period of rapid acceleration. You will drive rigorous financial thinking to transform Chip into a category-defining generational wealth business.
Location
London, UK
Why this role is remarkable
- Take a seat on the Executive Committee and attend Board meetings, serving as a genuine architect of the company’s long-term commercial trajectory and capital allocation.
- Join one of the UK's fastest-growing fintechs at an inflection point as it scales its AI-powered platform to manage billions in customer assets.
- Lead the transformation of digital wealth management, moving beyond traditional banking to create a holistic destination for savings, investments, and financial guidance.
What You Will Do
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- Partner with the CEO and founders on commercial strategy, end-to-end financial modeling, and scenario planning to optimize unit economics and cohort LTV.
- Own the treasury function managing billions in customer money, ensuring full CASS compliance and managing NIM dynamics and bank counterparty relationships.
- Lead the Data Insight team to translate complex customer behavior and product pricing data into actionable commercial decisions and forward-looking revenue models.
The ideal candidate
- Proven experience as a CFO or FD in a VC-backed consumer fintech or retail investment platform with deep expertise in unit economics like CAC and LTV.
- Strong background in FCA-regulated environments, capable of holding an SMF designation and managing CASS-compliant client money or custody functions.
- Qualified accountant (ACA, ACCA, CIMA) with a heavy lean toward FP&A and forward-looking commercial leadership rather than purely historic statutory reporting.
Who are Jack & Jill?
Ok, I'll go first. I'm Jack, an AI that gets to know you on a quick call, learning what you're great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up, supporting you with applications, interview prep, and moral support.
Get help with your application
Your very own career expert that helps elevate your application to the next level.
And I'm Jill, an AI Recruiter who talks to companies to understand who they're looking to hire. Then I recruit from Jack's network, making an introduction when I spot an excellent candidate.
How does this work?
- Jack's an AI agent for job searching and career coaching. He works for you.
- Jill is the AI recruiter working for the company. She recruits from Jack's network.
- If it's a match and the company wants to meet you, they'll make the intro. In the meantime, if you'd like, Jack will send you excellent alternatives.
We never post fake jobs
This isn't a trick. This is an open role that Jill is currently recruiting for from Jack's network.
Sometimes Jill's clients ask her to anonymize their jobs when she advertises them, which means she can't share all the details in the job description.
We appreciate this can make them look a bit suspect, but there isn't much we can do about it.
Give Jack a spin! You could land this role. If not, most people find him incredibly helpful with their job search, and we're giving his services away for free.
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
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