AXA UK
Commercial Mid Market Fleet Underwriter
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Commercial Mid Market Fleet Underwriter
Commercial Fleet Underwriter – Existing Business
London, UK – AXA Commercial Fleet & Transport
About AXA Commercial
AXA Commercial is a global leader in insurance and financial services, dedicated to helping businesses secure their future. We support millions of clients worldwide, helping them navigate risks with confidence—especially ahead of economic uncertainty.
As part of AXA Commercial (AXA Cnością), we specialize in Mid-Market and Mid-Corporate insurance solutions, offering expertise in Property, Casualty, Construction, and Commercial Fleet across the UK.
Job Overview
We are strengthening our London Fleet Team and looking for a Commercial Fleet Underwriter (Existing Business) to join us.
Success in this role will rely on:
- Driving profitability through prudent underwriting of fleet risks within agreed authority
- Building trusted relationships with broker partners in London and the wider UK market
- Supporting trading objectives through effective risk management and analytics
- Working with a team of market-leading brokers, industry experts, and AXA’s Underwriting Technical Centre
Key Responsibilities
Underwriting & Risk Assessment
- Accurately underwrite existing fleet business, ensuring profitability while adhering to AXA’s appetite and guidelines.
- Analyze policy wordings, industry trends, and regulatory frameworks to appropriately price premiums.
- Gather and assess underwriting information to make data-driven risk decisions.
- Monitor loss ratios and risk performance, taking corrective actions where needed.
Broker & Client Engagement
- Develop strong credibility and relationships with brokers by demonstrating technical expertise, responsiveness, and strategic insights.
- Visit accounts, manage complex cases, and boost broker satisfaction to improve renewal rates.
- Collaborate with brokers to design tailored solutions that align with their clients’ needs.
- Lead and participate in meetings to position AXA as a trusted solutions provider.
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Strategic & Operational Support
- Visibility on backbook portfolio to identify opportunities for retention, profitability improvements, or risk transfer.
- Support the team by developing processes, standards, and trade expertise for fleet risk.
- Contribute to underwriting training, support discussions, and technical forums.
Required Skills & Experience
Essential
- extensive commercial fleet underwriting experience—ideally in a composite environment.
- Profit-driven mindset with a strong trading capability, including negotiation skills and commercial awareness.
- Analytical thinking with numerical skills, including experience in risk monitoring and financial controls.
- Regulatory knowledge: Understanding of UK insurance regulations, FCA/IDD requirements, and Treasury regulations.
- Evidence of building and maintaining high-value broker relationships, along with consistent, clean portfolios of business.
- Ability to act quickly and justify decisions—balancing responsiveness with risk assessment.
Must Haves
- Experience in existing business underwriting, assessment of submits to allocate or decline, and management of retention programmes.
- Confidence in working within delegation levels while demonstrating openness to underwriting advice when needed.
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Nice to Haves
- CII Unit 9 – Motor Insurance or equivalent qualification.
- Experience with MAFI system or commercial fleet insurance back office processes.
- Member of FCA/PCA panels or possessable.
Job Arrangements
AXA embraces a balanced, hybrid work approach, promoting flexibility to support work-life autonomy where possible.
- You will work at least 60% of your time physically at our London office (or occasionally visiting clients or attending industry events).
- Flexible working arrangements can be discussed during recruitment.
Company Perks & Benefits
AXA is recognized for its Inclusion, Diversity & Equity work, fostering a friendly and inclusive community across all 60+ nationalities that make up AXA.
To attract applicants of varied backgrounds, your application details are kept within AXA/AXAB систем exchange only.
Equality & Workplace Support
AXA is an Equality Opportunities Employer. We treat everyone fairly and value diversity.
If you require adjustments related to a disability during the application or interview process, please contact our AXA Accessibility Concierge via email at mel.ainscough@axa-insurance.co.uk.
Note: As part of the hiring process, you must meet UK employment eligibility requirements.
How to Apply
- Create or log in to your AXA recruitment profile and apply now.
- For urgent consideration, apply as early as possible—temporary closing Prior to listed dates may apply.
AXA is committed to workplaces that matter.
✨ We hope to meet you soon!
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