AXA
Commercial Mid Market Fleet Underwriter
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Commercial Mid Market Fleet Underwriter
Head Underwriter: Commercial Fleet (Existing Business) | Mid-Market & Mid-Corporate, London
About AXA
AXA is a global leader in insurance and financial services, helping customers safeguard what matters most. As the world’s sixth-largest insurance provider, we offer a broad portfolio—including health, car, home, and business protection—to millions of people across the globe. AXA Commercial helps businesses of all sizes, from multinationals to start-ups, thrive with tailored risk solutions.
Job Overview
The London Commercial Team specialises in mid-market and mid-corporate accounts, covering Property, Casualty, Construction, and Motor Fleet. Collaborating with national, global, and independent broker partners—primarily in London’s ‘square mile’—we’re seeking a Commercial Fleet Underwriter to join our team as we strengthen our offering.
As Fleet Underwriter, you will:
- Deliver profitable underwriting aligned with trading targets, within agreed authority levels
- Develop key broker relationships to support business growth
- Ensure accurate underwriting of existing fleet risks, leveraging AXA’s appetite and tools
Key Responsibilities
Underwriting & Risk Assessment
- Profitably underwrite existing fleet risks while adhering to regulatory practices and governance
- Analyse policy wordings, market trends, and risk exposures to set appropriate premiums
- Apply technical pricing methodologies based on data and industry benchmarks
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Broker & Client Engagement
- Build trust through strategic questioning, needs analysis, and tailored solution design
- Foster long-term commercial relationships by showcasing expertise and market knowledge
- Lead large-case management to optimise financial outcomes and maximise retention
- Represent AXA in broker/client meetings to secure opportunities
Operational Excellence
- Monitor loss ratios by implementing underwriting controls and investigating poor-performing accounts
- Collaborate with Underwriting Technical Support and intermediaries to strengthen internal expertise
- Use benchmarks, trend analysis, and diagnostics to drive decision-making
Work Arrangements
AXA operates in a hybrid-first model, empowering flexibility. For this role:
- You will work at least 60% of your week on-site, balancing desk-based tasks, client visits and industry events at our London office
- Flexible working arrangements are encouraged and can be discussed with Talent Acquisition during the interview process
your skills & experience
Core Underwriting Expertise
✔ Strong commercial fleet underwriting knowledge with composite insurance experience ✔ Hands-on experience in evaluating risks across fleet operations
Trading & Broker Relationships
✔ Proven ability to negotiate and align commercial interests for profitable outcomes ✔ Track record of account monitoring and strategic decision-making ✔ Establishes credibility with brokers through trust-building communication
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Technical & Compliance Proficiency
✔ In-depth understanding of commercial fleet regulations, including IDD and ‘treating customers fairly’ (TCF) ✔ Clear grasp of legislative requirements and market expectations
Analytical & Organisational Skills
✔ Strong numerical reasoning and analytical capabilities ✔ Organisational adeptness to manage workload effectively ✔ Ability to interpret data and apply to risk mitigation and strategy
** Certifications (Desired)**
- Cert CII or DIP qualifications form a clear advantage
Legal & Compliance Prerequisites
- Protected right to work in the UK
- Approved for Insurance Distribution Directive (IDD)—requires background screening (upfront and every 4 years)
How to Apply
To join AXA as Fleet Underwriter, London—ENDS 2023*:* 🔗 Step 1: Click ‘Apply Now’ and log in (or create an account) 📊 Step 2: Submit your CV via the portal
AXA commits to Equality of Opportunity. If you have a long-term condition or disability that requires adjustments at any stage of recruitment, we assure accessible support through our AXA Accessibility Concinerge. Get in touch for tailored help: [email redacted] (mel.ainscough@axa-insurance.co.uk)
Note: Advert may close early. Apply at your earliest convenience.
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