Harnham
Credit Risk Director

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CREDIT RISK DIRECTOR
UP TO £130,000
LONDON
HYBRID WORKING (2-3 DAYS PER WEEK IN-OFFICE)
Join a high-impact financial services consultancy as a senior leader, where you'll shape strategy, lead complex analytics projects, and build strong client relationships. This is a standout opportunity to combine hands-on expertise with leadership and commercial influence in a growing, data-driven environment.
THE COMPANY
This organisation is a well-established advisory firm within financial services. They partner with clients to deliver data-driven solutions across lending portfolios and customer strategy. The business offers a collaborative environment with strong opportunities for leadership and progression.
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I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
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No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
THE ROLE
As a Director, you will lead the delivery of complex credit risk projects while contributing to business development and team leadership. You will oversee multiple engagements and ensure high-quality outcomes for clients.
Specifically, you can expect to be involved in the following:
- Leading end-to-end delivery of credit risk and analytics projects, from scoping through to completion
- Managing and mentoring teams of analysts to deliver high-quality outputs
- Overseeing modelling and analytical work, including hands-on contribution where required
- Building client relationships and supporting new business opportunities and proposals
- Contributing to internal capability development, training and best practice standards


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SKILLS AND EXPERIENCE
The successful Director will have the following skills and experience:
- Strong experience in credit risk and analytics within consumer or SME lending
- Proven ability to manage analytical projects and lead teams effectively
- Experience developing and applying models such as scorecards, forecasting or strategy models
- Proficiency in data analysis tools such as Python, SQL or SAS
- Excellent communication skills, with the ability to present insights clearly to stakeholders
BENEFITS
The successful Credit Risk Director will receive a salary up to £130,000.
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