Nationwide
Credit Risk Engineering Lead - E4
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Credit Risk Engineering Lead - E4
Functional Technical Lead – Credit Risk Engineering
We’re looking for a hands-on Functional Technical Lead to join our Credit Risk engineering team, delivering and evolving a business-critical platform that supports decisioning across mortgages, credit cards, current accounts, loans, and the expansion into business banking. This is a key role at the heart of our technology estate, combining deep technical expertise with leadership to shape scalable, cloud-native solutions that directly impact customer outcomes.
About the Role
You’ll join our Credit Risk engineering team, working on a strategic platform that underpins how we make responsible lending decisions across a wide range of products. The team plays a critical role in enabling safe, scalable, and real-time decisioning, helping us meet customer needs while maintaining a robust risk environment.
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Key Responsibilities
- Combine hands-on engineering with technical leadership, contributing to platform design and guiding engineers
- Ensure high-quality delivery across a modern cloud-based architecture
- Collaborate closely with architects, product teams, and stakeholders to deliver resilient, extensible solutions aligned with our long-term strategy
- Support decision-making processes for mortgages, credit cards, current accounts, loans, and business banking
About the Team & Company
Nationwide offers a hybrid working model wherever possible:
- Flexible working to help you perform at your best
- Monthly office-based collaboration sessions (anticipated to be in Swindon or London)
- Hybrid support for meaningful in-person interactions, including problem-solving, learning, and team connection
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Benefits & Considerations
- This role is assigned to your nearest regional hub (further process details provided by your hiring manager following application)
- Applications from redeployment candidates will be prioritised due to Nationwide’s commitment to employee redeployment
- If currently on long-term absence (e.g., parental leave or temporary roles), submit your application using your personal email address
Success Criteria
You’ll bring cloud-native solution expertise, platform leadership, and a customer-focused mindset—driving scalable engineering in a fast-paced, fairness-driven environment.
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