Saxton Leigh
Credit Risk Manager
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4 days in the office.
A prestigious private bank with a significant and growing presence in the UK is seeking a Credit Risk Manager for the London business.
Key Responsibilities:
- Daily monitoring of Lombard and insurance policy shortfalls through the collateral monitoring tool breach report.
- Liaise with CRMs to obtain action plans and deadlines by which any shortfalls will be fixed.
- Propose/assist with alternative solutions to the CRMs to regularise shortfalls.
- Prepare and send margin call letters to CRMs.
- Instruct liquidation of all or part of assets to the CRM when a margin call must be executed.
- Use of Personal Approval Authority to approve smaller shortfalls, up to delegated limit.
- Submit Monthly Shortfall Watch List to the Local Credit Committee.
- Set up portfolio simulations (new portfolios to move to the Business, impact when switching securities, etc).
- Daily securities analysis for possible attribution of standard lending and weighting rates (if applicable).
- Run stress tests / forecasts based on global and market events.
- For complex and outside credit policy lending applications, recommended by Credit Structuring & Analysis (CSA) team, undertake a review and assessment for the Local Credit Committee Chair.
- As required act as deputy for Head of Credit Risk at Local Credit Committee meetings.
- Assist risk colleagues, as necessary, with validation of payments, new loan validations, input of data / making pricing adjustments into Atlas (core banking system) and SpeciCred.
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Experience Required:
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- Background in Lombard lending.
- Strong knowledge of financial products (options, futures, FX forwards, including netting, hedging and strategies), understand the exact risk and margining, etc, to be in a position to explain to a Banker the rational for the margins applied.
- Strong knowledge of financial securities (CoCo bonds, Sukuk bonds, ETFs, Structured Products, CLNs, CLOs, Hedge Funds, Long Only Funds, Equities, etc).
- Experience of lending to Private Banking clients either as CRM or in a Credit Risk related role.
- Experience of mortgage lending, in a regulated environment, would be beneficial.
For further information please contact Caitlynn Fourie
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