Barbara Houghton Associates Limited
Credit Risk Manager
London
Posted 3 days ago
How your CV stacks up
1Upload CV
2Analyse CV
3Improve CV
Upload your CV to see how well it fits this job role
?%
Credit Risk Manager
Credit Risk Manager
Our client is looking for a Credit Risk Manager to support the Deputy Head of Risk in managing the Branch’s credit portfolio, including risk identification and post approval monitoring for the portfolio.
Key Responsibilities
- Provide independent, high-quality credit risk monitoring for corporate, financial institution, and sovereign counterparties, issuers, and clients
- Monitor the health of the portfolio from both home office requirements and industry best practices
- Ensure all credit facility parameters are recorded accurately in the Bank’s systems, coordinating with Risk Managers (RMs)
- Conduct stage-wise monitoring of loan disbursements and associated compliance of terms & conditions/conditions precedent
- Perform regular monitoring of financial covenants, monitoring conditions, and the timely review of ratings/ad-hoc reviews
- Verify credit asset classifications align with Bank’s Asset Classification Policy
- Ensure credit limit breaches/KPIs are reported according to policy
- Assist Deputy Head of Risk in monitoring and controlling credit risks, maintaining appropriate risk management controls, policies, and procedures
- Track market news and information indicating significant changes in credit risk, informing Deputy Head of Risk, Senior Management, and relevant Business Areas
- Act as Secretary for the Branch Credit Committee
- Provide advice and support to the Business Areas on credit-related matters
- Maintain and update credit-related policies & procedures to ensure they are relevant
- Ensure compliance with:
- Risk Management & Compliance framework, including Conduct Risk Policy, Conflicts Management Policy, Anti-Bribery & Corruption Policy, and UK Staff Handbook
- Tax Risk Policy, Legal Policy, BCM plans, IT Security Policy, and Data Protection Policy
- Reporting and escalation of material risk events, conduct risk, conflicts of interest, or losses to the Deputy Head of Risk
- Ensure completion of required training as prescribed by the Bank
- Evaluate policy alignment with legal & regulatory requirements, identify improvement opportunities, and collaborate with First Line of Defence to implement changes
- Undertake ad-hoc tasks assigned by the line manager
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Skills, Experience & Qualifications
Get help with your application
Your very own career expert that helps elevate your application to the next level.
- Degree-level education or equivalent with a relevant professional qualification
- Strong experience in managing credit risks across all categories, including implementation of credit risk management frameworks
- In-depth understanding of wholesale banking and treasury products, along with sources of credit risk
- Good grasp of the UK regulatory framework
- Excellent written & verbal communication skills in English; Mandarin proficiency is advantageous
- Strong teamwork skills, maintaining independence while collaborating closely with Business Areas
- High accountability, initiative, and decision-making initiative
- Ability to work effectively under pressure
- Attention to detail
- Strong problem-solving skills
Trusted by 25,000+ job seekers
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Skills
Credit Risk Management
Communication Skills
Problem Solving
Attention to Detail
Teamwork
Initiative
Decision Making
Regulatory Knowledge
Financial Monitoring
Portfolio Management
Compliance
Risk Assessment
Data Protection
Banking Products
Covenant Monitoring
Market Analysis
Location