JJ SEARCH LIMITED
Credit Risk Manager , Lombard Lending , Investments & Banking , Wealth Management

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Credit Risk Manager
About the Role
The Credit Risk Manager will be instrumental in monitoring liquidity positions, mitigating shortfalls, and supporting the Private Bank’s risk management objectives within investment, asset management, and wealth management.
Responsibilities
- Monitor daily Lombard and insurance policy shortfalls using monitoring tools
- Escalate breach reports, liaising with Relationship Managers to obtain action plans with deadlines
- Propose/assist in alternative solutions to rectify existing shortfalls overseen by Credit Risk Management
- Prepare and send margin call letters to Relationship Managers
- Instruct liquidation of assets (partial or full) when margin calls are required
- Use Personal Approval Authority to authorise smaller shortfalls up to delegated limits
- Submit Monthly Shortfall Watch List to the Local Credit Committee
- Conduct portfolio simulations and analyse daily securities for potential changes in standard lending weighting rates
- Run stress tests/forecasts based on global and market events as needed
- Assess complex lending applications exceeding current credit policy guidelines, recommending changes via the Credit Structuring & Analysis team during review
- Review and submit arrivals for the Local Credit Committee Chair if credit exceeds policy boundaries
- Act as deputy? (presumed intent) for the Head of Credit Risk at Local Credit Committee meetings (optional spelling correction)
- Assist risk colleagues with validating payments, reviewing new loan applications, entering data, or applying pricing adjustments
Reasons to use Rodeo
I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?
Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.
Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.
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Graduate Consultant — 2026 Scheme
Why you're a good match
StrongYour economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.
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Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Why you're a good match
You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.
Experience fit
Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
Key Communities:
- Relationship Managers
- Credit Structuring & Analysis
- Head of Credit Risk
- Local Credit Committee
Candidate Requirements
- Minimum 3-5 years' experience as:
- Credit Risk Officer / Manager in:
- Private Banking
- Investment Management
- Credit Risk Officer / Manager in:
- Proven financial products knowledge:
- Options, futures, FX forwards (netting, hedging strategies)
- Impact assessment of margining and risk parameters
- Intermediate to advanced understanding of:
- Financial securities:
- CCo bonds (Contingent Convertible? If unsure, retain as written: CoCo bonds)
- Sukuk bonds
- Exchange-Traded Funds (ETFs)
- Structured products
- Credit Linked Notes (CLNs)
- Collateralized Loan Obligations (CLOs)
- Hedge funds
- Long-only funds
- Equities
- Financial securities:
- High awareness of credit risk principles
- Industry-specific investment lending experience to Private Banking clients, either as CRM or Credit Risk related
- Ability to collaborate effectively with front-office teams while driving business outcomes


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