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Credit Underwriter
Vacancy: Credit Underwriter
Position: Credit Underwriter Location: John Deere Financial, Langar
The Role
The successful candidate will join a small, dynamic team, taking on independent decision-making for moderately complex credit applications in asset finance proposals. Working within the Company’s credit guidelines, policies, and procedures, the role will include supporting customer relationships, occasional dealer visits, and mentoring junior colleagues.
Major Duties
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Credit Evaluation:
- Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength, and profitability.
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Decision-Making:
- Approve, decline, or make recommendations on finance proposals in line with company policies, procedures, and risk appetite.
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Portfolio Management:
- Manage and review credit lines within local authority limits, including:
- Processing renewals
- Monitoring customer performance
- Authorising additional transactions within mandate
- Manage and review credit lines within local authority limits, including:
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Customer Communication:
- Carry out customer visits to clarify financial queries, understand business needs, and strengthen relationships.
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Dealer Support:
- Promote asset finance products, systems, and marketing initiatives to dealers and stakeholders.
- Provide guidance to improve proposal quality and structure for dealers and area sales teams.
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Stakeholder Engagement:
- Build and maintain strong relationships with dealers, Area Sales Managers, and internal stakeholders through regular communication and occasional meetings.
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Operational Assistance:
- Support partners with financial documentation.
- Resolve customer queries and occasionally assist with collections to maintain service quality.
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Team Development:
- Mentor and coach Junior Dealer Relationship Officers and other internal staff, contributing to professional growth.
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Process & Project Involvement:
- Actively participate in process improvement initiatives.
- Collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness.
Education
One of the following:
- Degree in Business/Management or equivalent experience (4 years of higher education).
- Degree in Accounting/Finance or equivalent experience (4 years of higher education).
Work Experience
- Experience in credit underwriting in asset finance, preferably in sectors such as agriculture, construction, or off-highway applications.
- Strong knowledge of financial analysis, accounting principles, and credit risk assessment.
- Experience working in customer service or related customer-focused environments.
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Additional Note
This hybrid role (Langar-based) requires the successful candidate to live within commuting distance of the branch.
John Deere’s Commitment
John Deere is an equal opportunities employer. For application details, visit Talent Central.
Benefits
- Supportive, flexible, and inclusive working environment
- Attractive remuneration and performance-linked bonus scheme
- Generous pension scheme
- Employee Assistance Programme (We Care benefits)
- Progression rewards (e.g., long service awards & growth holiday opportunities)
- Hybrid / flexible working
- 37.5-hour workweek (Monday–Friday)
- Easy access with free parking
- Career development & international project opportunities
- Company benefits:
- Group Income Protection
- Group Life Assurance & Death-in-Service Cover
- 25 days annual leave
- Long service bonus holiday (+ the option to buy/sell holiday)
Closing Date
17 July 2026
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