Director, Head of Core Origination & Structuring – Real Estate

Why Join Us

We’re transforming at pace. Investing billions in our people, data and tech to change the way we meet the needs of our 28 million customers. We’re growing, and we’d love you to be part of the journey.

What You’ll Need

• Real Estate Market Insight: Significant experience (typically gained over 10+ years) within the UK Real Estate sector, including developer, investor and living-sector markets. Strong understanding of market trends, credit risk, debt structuring, legislation and government influence.
• Senior-Level Client Relationship Skills: Significant experience (typically gained over 10+ years) managing and growing senior client relationships, with the ability to influence at C-Suite level across FTSE-listed and large privately owned businesses. Established network and a strong track record of originating and growing business opportunities.
• Leadership in Financial Services: Experience within Corporate and Institutional Banking or a comparable financial services environment, including leadership of people and teams.
• Strategic, Credit & Structuring Expertise: Strong credit assessment and debt structuring experience, with the ability to develop commercially attractive solutions that balance risk, return and client outcomes.
• Influential Communicator & Collaborator: Excellent communication and customer leadership skills, with the ability to influence and work effectively across teams.
• Regulatory & ESG Awareness: Knowledge of MiFID, Financial Promotions and FCA requirements and a passion for helping clients progress toward Net Zero.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This Is A Place For You

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Ready to make an impact? Apply today!

This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks

As a certified colleague your details will be published on the FCA’s Financial Services Register

This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook

The Person (“P”) performs the client-dealing FCA certification function for a firm if:

1. P is carrying out any of the activities in the table in SYSC 27.8.19R; and
2. those activities will involve P dealing with:
   • a person with or for whom those activities are carried out; or
   • the property of any such person; in a manner substantially connected with the carrying on of regulated activities by the firm.

If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook

1. The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.
2. A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.