What you'll be doing:

• Assessing and underwriting enhanced annuity applications in line with business guidelines and risk frameworks
• Gathering and evaluating medical, financial and supporting information to inform accurate decision-making
• Delivering fair and balanced outcomes that meet customer needs while managing financial risk
• Using product, process and systems knowledge to provide an efficient and high-quality service
• Identifying opportunities to improve processes and contributing to continuous improvement initiatives
• Collaborating with colleagues and stakeholders to enhance customer outcomes and service delivery
• Maintaining accurate records across underwriting and workflow systems
• Analysing underwriting data and insights to support strategy, risk awareness and performance improvement

Who we're looking for:

• Proven experience in medical underwriting, or a strong background in the healthcare/medical field, is required
• Strong analytical skills with the ability to interpret complex information and make sound decisions
• Knowledge of medical risk factors and their impact on underwriting outcomes
• Good understanding of financial services, market conditions and commercial considerations
• Strong communication skills, with the ability to explain decisions clearly and effectively
• Ability to work collaboratively and build positive relationships across teams
• High attention to detail and strong organisational skills when managing multiple priorities
• A proactive mindset with a commitment to continuous learning and improvement

Benefits

Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:

• The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes
• Generous pension contribution
• Life assurance
• Healthcare Plan (permanent employees only)
• At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday
• Competitive family leave
• Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice (permanent employees only)
• There are many discounts we offer – both for our own products and at a range of high street stores and online
• We’re creating net-zero carbon workplaces by 2030 by investing in our sustainable, modern offices across the UK, all designed to bring people together and elevate the in-person experience

Additional Information

At L&G, we believe it's possible to generate positive returns today while helping to build a better future for all.

If you join us, you’ll be part of a welcoming, inclusive culture, with opportunities to collaborate with people of diverse backgrounds, views, and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.

We care passionately about outcomes rather than attendance and are therefore open to discussing all kinds of flexible working options including part-time, term-time and job shares. Although some roles have limited flexibility due to customer demand, we accommodate requests when we can.

It doesn’t matter if you don’t meet every single criterion in this advert. Instead, think about what you excel at and what else you can bring in terms of strengths, potential and connection to our purpose.