• Act as primary credit coverage for private credit portfolio lending within Senior Secured Fund Finance (SSFF), ensuring robust assessment and oversight of all related transactions.
• Review, challenge, and approve credit proposals recommended by first line of defence teams, maintaining high standards of due diligence and regulatory compliance.
• Develop globally consistent risk appetite frameworks for SSFF products in alignment with MUFG’s strategic objectives and evolving regulatory expectations.
• Present complex transaction structures and risk frameworks to senior management for discussion and approval, providing clear recommendations based on thorough analysis.
• Support junior staff by delivering training sessions, sharing knowledge on SSFF products, and ensuring effective task allocation for seamless trade execution.
• Collaborate closely with regional FIG teams in EMEA and Tokyo as well as other risk management functions to enhance product offerings and risk frameworks.
• Monitor portfolio performance by establishing efficient monitoring systems with first line stakeholders, identifying key risks early and taking proactive action when necessary.
• Engage in regular dialogue with managers whose teams are involved in SSFF activities to ensure sufficient capacity and optimal resource allocation.
• Work with legal teams, clients, and internal stakeholders to set credit risk-related terms in trading documentation that mitigate potential risks effectively.
• Participate in multi-department projects aimed at enhancing monitoring efficiency, developing new systems, or improving risk measurement processes.

What You Bring

To excel as a Financial Institutions Group Credit Manager at MUFG, your background should reflect significant experience managing credit risk within major financial institutions—particularly involving private credit portfolios such as Senior Secured Fund Finance. Your analytical abilities should be complemented by an adeptness at navigating complex legal documentation while maintaining an acute awareness of evolving regulatory landscapes. You will bring not only technical proficiency but also outstanding interpersonal skills that enable you to communicate effectively across departments and regions. Your approach should be structured yet flexible enough to adapt quickly when circumstances change—always keeping the best interests of both clients and the organisation at heart. A passion for continuous learning is essential; you should feel motivated by opportunities to mentor others while expanding your own expertise through collaboration with global colleagues. Above all else, your dependability, empathy towards team members’ needs, and commitment to upholding MUFG’s values will set you apart as an invaluable member of this high-performing team.

• Experience within the financial sector in a credit risk management capacity, including at least five years focused on Senior Secured Fund Finance or equivalent products.
• Comprehensive understanding of private credit funds’ investment strategies with proven ability to analyse associated risks and mitigations.
• Demonstrated familiarity with portfolio-based lending on a non-recourse basis as well as deep knowledge of relevant legal documentation and structural standards.
• Bachelor’s degree or equivalent qualification is essential; possession of a Master’s degree or relevant industry accreditation would be advantageous.
• Experience working with common loan client types such as middle market corporates, insurance companies, or service providers is beneficial.
• Excellent communication skills enabling you to convey complex credit arguments clearly and concisely to both technical and non-technical audiences.
• Proven interest in developing new skills—both personally and within your team—while nurturing an inclusive environment built on knowledge sharing.
• Ability to operate calmly under pressure while managing multiple priorities efficiently; strong sense of accountability coupled with sound judgement skills.
• Working knowledge of Microsoft Office suite alongside familiarity with data aggregation tools used for monitoring purposes within large financial institutions.
• Understanding of key regulatory frameworks impacting credit risk management within banking environments is considered beneficial.

What Sets MUFG Apart

MUFG stands out as one of the world’s leading financial groups—not just because of its impressive heritage spanning more than three centuries but also due to its unwavering commitment to trustworthiness, collaboration, and sustainable growth. With operations covering over 50 markets worldwide and employing more than 180,000 people globally, MUFG offers unparalleled opportunities for professional development within an inclusive environment that values diversity of thought. Employees benefit from access to extensive training resources designed to foster both personal growth and collective achievement. The company places great emphasis on supporting its workforce through flexible working arrangements wherever possible while encouraging open communication between teams across regions. At MUFG you’ll find yourself surrounded by knowledgeable colleagues who are passionate about making a positive impact—not only for clients but also for society at large—ensuring that every contribution helps build towards a better future together.

What's Next

If you are ready to take your career forward with one of the world’s most respected financial institutions—and make a real difference within global credit risk management—this is your moment.

Apply today by clicking on the link provided; we look forward to connecting with talented professionals who share our vision for excellence.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected, and their opinions count. We support the principles of equality, diversity, and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief, and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.