Lloyds Banking Group
Finance Analyst, Consumer Lending
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Finance Analyst, Consumer Lending
Career Opportunity: Finance Analyst, Consumer Lending
Key Details
- Closing Date: Monday 13 July 2026
- Salary Range: £44,901 – £49,890
- Flexible Working:Supported (job sharing options available)
- Location(s): Cardiff Temple Court, Bristol Harbourside, Chester, Leeds
- Hours: Full-time
- Work Pattern: Hybrid (min. 2 days/week at an office location)
About the Role
This is an exciting opportunity to influence business performance within our Transport businesses, collaborating with senior leaders and Finance Business Partners to optimise decision-making and strategic delivery.
As part of the Planning & Performance Reporting team, you'll:
- Deliver critical insights and reporting to support strategic decision-making across Transport and Retail Finance – bridging the gap between strategy and execution.
- Shape the narrative of business performance while steering future projections.
- Remain a key contributor to a fast-evolving, high-visibility sector as we modernise customer platforms and navigate major industry shifts (e.g., electric vehicle adoption).
Staying proactive and curious in a dynamic finance environment is essential.
Key Responsibilities
You’ll be responsible for ensuring strategic financial health across the business by:
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Strategic Insights & Planning
- Communicating the business’s performance story and shaping future results through planning efforts.
- Creating clear, actionable narratives for senior leadership to influence decision-making.
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Financial Reporting & Strategic Control
- Leading monthly analytics and delivering high-quality reporting—potentially as a management accounting specialist.
- Ensuring robust controls and robust financial health across core finance activities.
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Internal Collaboration
- Building strong cross-team relationships with finance and business partners.
- Actively contributing to team successes and fostering a collaborative environment.
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- Personal & Professional Growth
- Understanding how to challenge current processes for continuous improvement.
- Taking ownership of your development to enhance your skills and capabilities.
Why Join Lloyds Banking Group?
We believe every organisation should break the mould—we’re a pioneering force shifting finance to drive good outcomes.
- A Meaningful Purpose: Help Britain prosper by shaping the financial services of tomorrow.
- Lasting Impact: Join a team ambitious to influence systemic change—from zero/low carbon retailing to empowering small businesses.
- Opportunities to Thrive: Whether it’s cutting-edge tech, collaboration with customers, or fostering workplace innovation, you’ll grow alongside us.
"We’re determined to leave no talent untapped or underutilised—our ambition is to become the leading UK business for diversity, equity and inclusion."
Requirements & Benifits
Criteria
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Certified or near to qualification as an accountant:
- ACA, ACCA, or equivalent (CIMA or other recognised standard)
- Completing final year of studies is acceptable.
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Experience:
- 12+ months analysing business performance for senior colleagues, explaining drivers.
- 12+ months maintaining strong financial controls at core finance activities.
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Attitude & Skills:
- Proactive curiosity with an enforcement disposition—willing to challenge the status quo and drive improvements to existing processes.
- Strong collaborative nature—ensures seamless support across functions and built on planning/budgeting expertise and monthly performance reporting.
Preferred (N/A but add a bonus)
- Financial services background.
- Experience with Planning/Budgeting and Monthly Performance Reporting initiatives.
- Advanced Excel/PowerPoint/PivotTable mastery.
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What We Offer
As a Disability Confident Employer, we guarantee interviews for B+ candidates with a disability or long-term condition meeting minimum requirements.
Our dynamic benefits package reflects our commitment to supporting our people:
✅ Financial Security
- Pension contribution of up to 15%.
- Annual bonus, share schemes.
✅ Purposeful Growth
- Leadership development at every stage.
- Scale, variety and impact across a global Group.
✅ Flex & Wellbeing
- Hybrid working scope tailored to your way of working + adjustments for colleagues with disabilities.
- 28 days’ annual leave (plus statutory bank holidays).
✅ Balanced Life
- Adaptable leave policies (including menopause support, dedicated cancer initiatives).
- A fair framework ensuring all can thrive.
Additional Information
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Data Security: As part of our assessment, we only need sensitive details post-interview/offer.
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Values-Based Culture: We're building a workforce as diverse and representative as our communities and customers so we can deliver products and services that truly connect.
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Talent Narrative: Challenges overcome? Struggles you’ve navigated? There’s no perfect profile—different experiences breed strength. If an element you lack is compensated by your skillset, we welcome your application.
Apply today! Transform your finance career within an organisation dedicated to impact, innovation and diversity.
Lloyds Banking Group knows success is built on collaboration, empathy and striving for a future where finance is fair, resilient and sustainable. Will you lead it there?
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