Lloyds Banking Group
Finance Analyst, Consumer Lending
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Finance Analyst, Consumer Lending
Finance Analyst, Consumer Lending
End Date: Monday 13 July 2026 Salary Range: £44,901 – £49,890 (full-time equivalent, pro-rata for part-time) Flexible working is supported – see our options here
Core Information
- JOB TITLE: Finance Analyst, Consumer Lending
- LOCATION HUB: Cardiff (Temple Court)
- ADDITIONAL OFFICE BASES: Bristol Harbourside, Chester, Leeds
- WORKING PATTERN: Hybrid (minimum 40% office attendance; currently two days/week)
- HOURS: Full-time
About the Role
The Transport Business in Lloyds Banking Group is undergoing transformative change, modernising its customer platforms while adapting to industry disruption—such as the electrification of mobility and dynamic market shifts. As a Finance Analyst in the Planning & Performance Reporting team, you will provide strategic financial insights, drive quality reporting, and shape business decisions across Transport and Retail Finance.
This initiative presents a high-impact opportunity to collaborate closely with senior stakeholders, challenge conventions, and develop professional relationships. Ideal if you want to amplify your career within a fast-moving, customer-first organisation amid electricity’s transformative shift in the industry.
Key Responsibilities
You’ll:
- Reduce guesswork: Lead month-end performance reviews and cash flow forecasts, ensuring your reporting informs data-backed business strategies.
- Retain specialist credibility: Become the go-to finance and management accounting advisor, including queries on financial disclosures, controls, and cost monitoring.
- Connect and collaborate: Build strong relationships with colleagues across the Finance function, translating data insights into clear narratives for colleagues and senior leaders.
- Upskill relentlessly: Maximise every learning opportunity, whether through peer feedback, formal training, or mentorship—helping you master today’s challenges and build expertise for tomorrow.
- Catalyse change: Drive recommended refinements to processes, controls, and data-sharing systems, driving improved efficiency and quality.
Who Are You?
Essential:
- Desired financial professional status:
- Nearing or qualified as an ACA, or holding equivalent credentials (e.g. ACCA, CIMA).
- Minimum 12 months analysing performance shifts, benchmarking, and advising senior teams.
- Minimum 12 months experience upholding or improving financial governance, controls, and policy adherence.
- Curiosity and boldness: Proven track record of reviewing processes and championing smarter ways of working.
- Collaborative mindset: Committed to forging solid working relationships and earning cross-functional trust.
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Plus Points:
- Proficiency in Planning/Budgeting for revenue and operational metrics.
- Monthly Performance Reporting experience in a commercial environment, including exception/FLIP reporting.
- A background in Financial Services (but not essential).
- Expertise in PowerPoint, Excel, and digital reporting tools.
We welcome candidates with non-traditional careers or routes as long as your strengths align with this role’s core demands.
Why It’s Great to Join Us
You’ll thrive here if you:
- Value a proven purpose-driven approach. We help businesses weather challenges and prosper—both for our customers and the UK economy.
- Are plugged into the future: We harness AI, advance financial wellness, and embed sustainability into every business decision.
- Believe job satisfaction isn’t passive—it’s about making an immediate difference and ownership.
The Workforce Shaping the Future of Finance
The Lloyds Banking Group’s 230,000+ employees aren’t just busy—they’re sidestepping stagnation. From entry-level trainees to EMEA finance leaders, every colleague has the chance to disrupt the status quo and leave something tangible behind.
You’ll succeed as an Analyst when you embrace a data-driven culture, challenge the process adroitly, and champion our values:
- Build powerful but purposeful relationships.
- Invent and champion change that drives the business forward.
- Do your job with precision, integrity, and passion—but more than that, set the standard.
What We Can Offer You
Rewards & Wellbeing
- Pension scheme contributions up to 15%
- Potential performance-related bonuses
- Share schemes, including free airline-binaries shares annually
- 28 days holiday (plus standard bank holidays)
- Influenced design in your lifestyle and workday through Items (e.g. childcare vouchers, cycle-to-work scheme)
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Inclusion & RESPECT
For detailed information on our Disability Confident Leader commitments, inclusive workplace, and additional support available to applicants (e.g. neurodivergence programs), see: Apply for Inclusion
Guiding us is a bold group-wide mandate for diversity, equity and inclusion. Whether you’re our first-generation professional, from an underrepresented gender, or an ambitious person-of-colour geared to upward mobility—our doors are open, and we remove every barrier to your dream career.
Our Commitment to You
At Lloyds Banking Group our approach is simple, consistent, and proven:
- The scale of a giant without the bureaucracy – You’ll work alongside leaders tackling real-world change, unified by a single purpose.
- Careers that inspire real impact – You won’t excel just for your own sake. You’ll be embedded in solutions that tackle today’s challenges while preparing us for those on the horizon.
- Staying small in thought, big in ambition – Independent outposts, intimate client contact, or shaping policy as part of a cross-divisional team. You choose "make it personal"—or "make it strategic"—and we back your mind.
Find more details on our culture and benefits at Careers – Lloyds Banking Group
Next Steps
For diverse, ambitious members calling for growth, this is your invitation. Speak truth to power, contribute actively, and bond with colleagues across different departments. Your insights matter to us.
Apply Now via our careers portal and take the next step in your career journey.
Questions? Contact careers@lloydsbanking.com
Accessible Options: Flexible working includes job share, flexible hours, or remote-flexible models—use the free text search to explore customisations for your application.
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