Lloyds Banking Group
Finance Analyst, Consumer Lending
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Finance Analyst, Consumer Lending
Job Description: Finance Analyst, Consumer Lending
End Date
Monday 13 July 2026
Salary Range
£44,901 - £49,890
We support flexible working. View flexible working options here.
Flexible Working Options
- Job Share
Job Description Summary
This is an exciting opportunity to influence business performance within our Transport businesses, working closely with senior leaders and Finance Business Partners to support decision-making and strategic delivery.
JOB TITLE
Finance Analyst, Consumer Lending
SALARY
As per range (£44,901 - £49,890)
LOCATIONS
Primary: Cardiff Temple Court
Additional offices: Bristol Harbourside, Chester, Leeds
HOURS & WORKING PATTERN
Full-time, hybrid: Spend at least two days per week (40% of time) in one of our office sites.
About This Opportunity
The Transport business is transforming, modernising customer platforms amid industry shifts—including the move to electric vehicles and evolving market conditions.
As part of the Planning & Performance Reporting team, you’ll:
- Deliver the insights, reporting, and planning critical for strategic decision-making across Transport and Retail Finance.
- Work closely with senior stakeholders to influence business outcomes.
- Contribute to a fast-moving, high-visibility area.
Key Responsibilities
The successful candidate will:
- Communicate business performance narratives and assist in projecting future financial results through planning.
- Deliver high-quality month-end reporting with robust controls, acting as a management accounting specialist.
- Build a broad finance network, collaborating effectively across departments.
- Meet individual/team objectives while investing in personal and professional development.
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Why Join Us?
We’re a cutting-edge, goal-driven business shaping finance for good. This is more than a job—it’s an opportunity to:
- Make a tangible impact.
- Work alongside senior leaders shaping the future.
- Develop in a dynamic environment.
What We’re Looking For
Essential
- Qualified accountant (or final-year student progressing towards ACA/ACCA/CIMA-equivalent) OR equivalent experience.
- 12+ months analysing financial performance, explaining KPIs/drivers with senior colleagues.
- 12+ months maintaining strong financial controls across core processes.
- Demonstrated ability to drive continuous improvements to processes, challenging the status quo.
- Strong collaboration skills, able to engage actively with diverse finance teams.
Desirable
- Planning/Budgeting experience in a business context.
- Month-end Performance Reporting experience.
- Familiarity with the financial services sector.
- Confident Excel/PowerPoint and Microsoft application usage.
Note: Applied experience beyond traditionally measured criteria is also valued. Individuals from diverse backgrounds—including underrepresented groups—are encouraged to apply.
Inclusion & Accessibility
- Disability Confident Leader: Guaranteed interviews for applicants meeting the core criteria who disclose a long-term health condition, disability, or neurodivergent traits (via the Disability Confident Scheme).
- Workplace adjustments available, including flexible attendance/hours.
- Commited to enhancing diversity in senior roles via targeted initiatives (e.g., menopause support, Working with Cancer).
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We’ve designed our recruitment process to be inclusive—please let us know if accommodations are needed.
What We Offer
Core Benefits
- Pension contributions: Up to 15% employer-matched.
- Performance bonus: Annual rewards scheme.
- Share schemes: Including free company shares.
- Flexible lifestyle benefits: e.g., discounts on shopping/retail.
- Holiday: 28 days + bank holidays.
Wellbeing & Work-Life Balance
- 28 days holiday, with additional bank holidays.
- Parental leave policies, stress management/wellbeing programmes.
- Generous support network for employees undergoing treatment/care.
Our Role in Society
At Lloyds Banking Group, our mission is clear: to help Britain prosper. We’re shaping a financial services future with scale, diversity, and global reach—you’ll shape and grow alongside it.
Data Protection
We safeguard confidentiality—but background checks (per UK law) commence once a verbal offer is accepted or formal invite to interview issued.
Commitment to Inclusivity
We build a values-led culture and diverse workforce that reflects customers and communities. A place where everyone’s unique perspective matters.
Next Steps
Ready to make your career count? Apply today and learn how we’ll support you to thrive—don’t hesitate to get in touch if our process needs minor adjustments.
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