Lloyds Banking Group
Finance Analyst, Consumer Lending
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Finance Analyst, Consumer Lending
Finance Analyst, Consumer Lending
End Date: Monday 13 July 2026
Salary Range: £44,901 - £49,890
Flexible Working Information – Job share available
Job Description Summary
This is an exciting opportunity to influence business performance within our Transport businesses, working closely with senior leaders and Finance Business Partners to support decision-making and strategic delivery.
About This Opportunity
The Transport business is undergoing significant transformation, modernising customer platforms while navigating major industry changes, including the transition to electric vehicles and evolving market conditions.
As part of the Planning & Performance Reporting team, you will:
- Deliver insights, reporting, and planning to support strategic decision-making across Transport and Retail Finance.
- Partner with senior stakeholders, influence business outcomes, and gain exposure to a fast-changing and highly visible area of the business.
Location: Primary site is Cardiff Temple Court, with additional office access in Bristol Harbourside, Chester, and Leeds. Working Pattern: Hybrid, requiring at least two days on-site (or 40% in-person) per week.
The Role: Responsibilities
The role includes:
- Communicating business performance and aiding future business projections through the planning process.
- Delivering high-quality month-end reporting, ensuring robust controls, and acting as a specialist in management accounting.
- Developing collaboration across Finance teams through strong networking and communication.
- Aligning with individual and team objectives while continuously improving skills and capabilities.
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Why Join Us?
If you believe that innovation sets financial services apart, you’ll thrive here. We’re a fast-changing business shaping ‘finance as a force for good’ and offer a career where you can:
- Make impactful contributions
- Advance your career
- Work with opportunities for career growth
Requirements
Essential:
- Qualified (or near-qualified) chartered accountant (e.g., ACA, ACCA, CIMA).
- 12+ months’ experience in:
- Analysing business performance and explaining key drivers to senior leadership.
- Maintaining strong financial controls within the core finance function.
- Leadership through change – Demonstrated improvements to current processes, challenging the status quo, and questioning assumptions.
- A high collaborator, with exceptional interpersonal skills to engage with across departments.
Desirable:
- Experience in planning/budgeting or monthly performance reporting.
- Familiarity with financial services (e.g., lending, consumer finance).
- Proficiency in Excel/PowerPoint and Microsoft Office tools.
- дж Note:* Structural experience is welcomed—we value transferable skills and encourage applications from non-qualified candidates with relevant experience.
About Employment and Kultur
Flexibility and Inclusion:
- As a Disability Confident Leader, we commit to interview every applicant with a disability, long-term health condition, or neurodivergent diagnosis who meets the minimum criteria.
- Workplace accommodations, such as flexible attendance/patterns and location choices, are provided.
- Offers include:
- Menopause health support
- Working with Cancer Initiative
- Wellbeing policies & parental leave
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Benefits: ✅ 15% match in company pension plan ✅ Annual performance-related bonus ✅ Company share schemes (including free shares) ✅ Discretionary employee purchasing schemes ✅ 28-day holiday (plus bank holidays) ✅ Wellbeing support & family-friendly policies
Join Us
We believe in a purpose-driven workplace where each colleague plays a role in shaping British prosperity. At Lloyds Banking Group:
- You’ll help customers, businesses, and communities thrive.
- Early-career and experienced professionals can learn and grow in a dynamic industry perfect for ambition.
We’ll keep your personal data secure: we ask for sensitive information only after formal interview stages. Background checks will always be explained and conducted with due transparency.
We’re building an inclusive culture, striving to represent the diversity of our customers and communities. If you’d like accommodations to ensure an accessible application and interview process, please inform us—we’re here to help.
Apply today and experience how we tackle tomorrow’s challenges.
Lloyds Banking Group: Our purpose — helping Britain prosper.
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