Howden
Financial Lines Broking Graduate Program
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About Howden Group
Who Are We?
Howden is a global insurance group with employee ownership at its core. We’ve redefined what it means to push the boundaries of insurance, united by a shared passion and a no-limits mindset. Our global team of 24,000+ employees across 56+ countries collaborates to deliver cutting-edge solutions.
People join Howden for many reasons, but they stay because of our unique culture—the driving force behind our success. Whether your focus is work-life balance, career growth, sustainability, or volunteering, you’ll find like-minded colleagues driving meaningful change here.
Our culture isn’t just a buzzword; it’s the reason we’ve turned down headhunters for years.
About the Financial Lines Group
The Financial Lines sector is one of the most dynamic and rapidly evolving areas within insurance. It safeguards organizations against complex risks, including:
- Cyber-attacks
- Professional liability claims
- Regulatory investigations
- Management liability
- Emerging technology exposures
As businesses evolve, so do the risks. Financial Lines professionals play a vital role in helping clients navigate uncertainty, merge analytical thinking with relationship-building, and solve commercial challenges at the intersection of business, finance, technology, and risk.
You’ll work with:
- Global financial institutions
- Fast-growing fintech companies
- Innovative digital asset firms
Gain exposure to cutting-edge risks that shape industries and economies worldwide.
The Graduate Program
This 12-month developmental experience is designed for recent graduates eager to launch a career in insurance. From day one, you’ll:
- Understand risk assessment, placement, and management
- Develop technical and commercial skills to advise clients effectively
- Work across specialist areas, including:
- Financial Institutions
- Cyber Insurance
- Directors & Officers (D&O) Liability
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Program Components: ✔ Structured learning and professional development workshops ✔ Networking opportunities with peers and leadership ✔ Mentoring from experienced brokers ✔ Extracurricular sessions with senior leaders through speaker events and interactive discussions
Key Responsibilities
- Rotate across teams (e.g., Financial Institutions, Cyber, D&O Liability) to gain broad exposure to Financial Lines insurance and claims.
- Support client accounts, learning how insurance programs are designed, marketed, and placed.
- Assist with:
- Presentations and submissions
- Renewal strategies
- Client deliverables
- Research industry trends, emerging risks, and market shifts to support client placements.
- Build insurer/underwriter relationships, gaining insights into coverage structures and negotiations.
- Participate in client meetings, strategy discussions, and renewal planning.
- Explore claims management, client servicing, and the broader insurance lifecycle.
- Develop technical, commercial, and relational skills essential to a successful broking career.
Who Are We Looking For?
Requirements
- Recent graduates or nearing graduation from any academic discipline (no prior insurance experience required—training provided!).
- GPA of 3.2 or above on a cumulative scale (or equivalent).
- Personality and Mindset Fit:
- Curious and proactive, eager to learn and explore risks/finance.
- Adaptable and thriving in fast-paced environments.
- Strong communicator, with a knack for relationship-building.
- Problem-solver with a positive, solutions-focused approach.
- Motivated and resourceful, willing to take ownership.
- Resilient and organized, capable of managing multiple priorities.
- Must have unrestricted authorization to work in the United States.
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Why Join This Program?
📚 Funded professional/technical qualifications relevant to your career path. 🚀 Rapid career progression through robust training and mentorship. 🌱 2 days of volunteering allocated annually. ⚕️ Medical, dental, and vision insurance, including healthcare savings plans. 💰 401(k) retirement plan to secure your financial future. ⏰ Flexible PTO, paid parental leave, life, and disability insurance.
Work with Us
“A career you define.”
Our values drive everything we do: ✨ "Our successes have all come from someone brave enough to try something new." 🤝 "We support each other in both the big challenges and everyday moments." 💡 "We’re determined to make a positive difference at work and beyond."
Languages spoken: 20+ English at :97% proficiency; Primary: native Mandarin, Cantonese, Arabic, Dutch, Portuguese, French, German, Italian, Russian available.
Other languages we speak: Arabic Florentine, Swedish, Danish, Dutch, Spanish, Chinese Traditional/Simplified, Cantonese
Accommodations:
We’re committed to reasonable accommodations for all team members. These may include:
- Software, tech, and office flexibility
- Hybrid or flexible working hours (where applicable)*
Note: Not all roles can adjust location/hours—reach out to your recruiter for specifics.
About Howden (Corporate Footnote)
Howden began in 1994 with three people and a dog. Now, we’re a leading global insurance group, managing $37bn in premiums for our clients. We’re business-terminology agnostic; employee-owned—that means innovations aren’t tied to a corporate seller’s goals. Our resilient leadership has cultivated a culture that rewards ownership, creativity, and progress. Together, we’re proving that bold decisions and positive impact go hand in hand.
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