Cynergy Bank
First Line Non Financial Risk Partner – Lending
How your CV stacks up
Upload your CV to see how well it fits this job role
?%
Shape decisions. Influence outcomes. Build the future of Risk at Cynergy Bank.
Join Cynergy Bank as a First Line Non Financial Risk Partner and play a central role in shaping how we balance growth with robust, forward-thinking risk management, delivering at pace, and with real commercial impact.
What’s the opportunity?
This is a permanent Risk role sitting at the heart of our lending activity, partnering directly with Origination, Relationship Management, and Cynergy Business Finance teams.
- You’ll operate as a true business partner, working alongside senior stakeholders, promoting a proactive risk culture where colleagues understand how risk relates to their day to day role and supports sustainable growth.
This is a highly visible role where your judgement and insight will directly influence front line business, shape risk appetite, strengthen risks and controls, and impact the bank’s long-term risk profile.
Why this role stands out
- Real influence – Work side-by-side with lending teams and senior leaders, enabling sustainable growth
- Commercial partnering – Balance risk and opportunity, not just apply controls
- End-to-end exposure – From deal support to governance, incidents to forward planning
- Long-term impact – Shape how lending risk partnering is delivered over time
Reasons to use Rodeo
Start with a chat, not a search bar
Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.
It searches the market for you
Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.
Only hits
No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.
How You’ll Make An Impact
- Act as a trusted Lending Risk Partner, providing insight and challenge on products, processes and portfolio risk
- Lead and shape risk forums, driving transparency, accountability, and action
- Embed practical, scalable risk frameworks and monitoring approaches
- Own incident and issue management, ensuring meaningful insight and resolution
- Provide independent, credible challenge while maintaining strong relationships
- Deliver clear, insight-led reporting and forward-looking risk analysis
What You’ll Bring
- Experience in risk management within UK banking or financial services
- Exposure to lending, product or front-office teams
- Ability to influence and challenge senior stakeholders
- A commercial mindset with a balanced approach to risk and growth
- Strong understanding of risk frameworks, lending governance, and regulation
- Ability to simplify complexity and provide clear, actionable insight
- A proactive, hands-on approach, comfortable operating close to live activity
Get help with your application
Your very own career expert that helps elevate your application to the next level.
Where you’ll work
Hybrid working with 3 days in our London office and 2 days from home.
Why join Cynergy Bank?
At Cynergy Bank, risk isn’t a blocker — it’s a core enabler of smart, sustainable growth.
You’ll be part of a business where:
- Risk is front and centre of lending decisions
- You’re trusted to challenge, influence, and add value
- You can build long-term credibility with senior stakeholders
- Innovation and human relationships sit side-by-side
What you’ll get
- Competitive salary and bonus
- 28 days holiday (+ option to buy more)
- Excellent pension, healthcare, and protection benefits
- Hybrid working
- Ongoing development and exposure to senior leadership
Who are we?
Cynergy Bank is the UK’s human digital bank, combining personal service with smart technology to support ambitious businesses and individuals. Since 2018, we have lent over £4bn to scaling businesses and continue to evolve how banking supports growth.
Final word
Ready to step into a role where your judgement directly shapes lending decisions and your impact is visible across the business? Apply now and be part of a bank where risk sits at the centre of smart growth.
“It took my CV and asked me questions relevant to understanding what kind of jobs to suggest for me. Suggestions were almost perfect. Jobs were exactly what I’ve been looking for.”
Jessica, London
Skills
Location