Stream
FP&A Senior Analyst
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About Stream
Stream is on a mission to bring better financial wellbeing to frontline workers.
We’re a scale-up fintech company backed by leading financial charities and impact investors. Our product is a financial wellbeing super-app serving over 3 million employees across global partners like Bupa, Burger King, Greene King, and the NHS.
Everybody should have fair and flexible access to financial services. Our social charter means every product we build reduces the £5.6bn ‘premium’ lower-income earners pay for financial services annually.
We’re a fast-growing, collaborative team of over 300 based across Europe and the USA. We combine strategic ambition with a social mission.
The Opportunity
We’re seeking a highly motivated and analytical FP&A Senior Analyst to join our Strategic Finance team.
This is your chance to move into a hands-on, strategic finance role, shaping the financial trajectory of an innovative mission-driven company.
The Team
You’ll join a high-performing Strategic Finance group of:
- VP of Strategic Finance
- FP&A Manager
- Senior Business Analyst
- Treasury Manager
Our team is focused on proactivity, collaboration, and exceptional outcomes. You’ll work closely with the Core Finance team and have deep visibility with the CFO, Co-founders, and Executive Committee.
Key Responsibilities
Financial Modeling & Decision Support
- Develop and maintain complex financial models to inform strategic decisions.
- Identify financial trends, risks, and growth opportunities through rigorous analysis.
Forecasting & Budgeting
- Lead quarterly and annual budgeting cycles, delivering detailed variance analysis.
- Provide exec-level insights on performance drivers, empowering leadership with actionable intelligence.
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Business Partnering
- Collaborate with department leaders to align financial plans with strategic goals.
Investor & Board Reporting
- Support executive presentations to investors, boards, and lenders.
- Proactively enhance reported financial narratives to refine clarity and impact.
Performance Analysis
- Design and refine internal financial reports, translating metrics into growth-strengthening commentary.
AI-Driven Efficiency
- Champion AI integration across FP&A workflows, including:
- Automating repetitive reporting tasks
- Generating data-driven reports using LLMs
- Synthesising inputs and documenting best practices
- Prioritise AI tools that deliver the most operational leverage.
Stakeholder Management
- Liaise with external partners (e.g. banks, investors, advisors) to deliver insights and analysis.
Requirements & Qualifications
Education & Accreditation
One of:
- ACA, ACCA, or CIMA qualification (or equivalent professional certification).
Experience
- Early to mid-career financier (this will ideally be your first or second industry role).
- FP&A exposure is desirable but not essential.
Key Attributes
✔ Analytical thinking with strong ownership of deliverables. ✔ Self-starter mentality—anticipate questions and solutionize challenges. ✔ AI-literate: embed LLMs in your daily workflows—prompt effectively and evaluate AI outputs critically.
- past experience automating/accelerating reports (model commentary, board materials, etc.). ✔ High performer in fast-paced, multitasking environments with tight deadlines. ✔ Curious and adaptive—seek feedback and transcend challenges. ✔ Strong interpersonal skills—command both peer and executive influence.
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Technical Skills
- Advanced Excel provisionally required.
- Comfort with:
- BI tools (e.g. Looker, Power BI)
- Structured data (e.g. SQL)
Environment & Progression
✔ Willingness to operate in a hybrid model (in-office 3 full days per week). ✔ Growth mindset: expect progressive escalation within a scaling team. ✔ Mission alignment: passionate about financial inclusion for frontline workers.
Benefits
Core Benefits
- 25 days annual leave + flexible rolling days (complemented by public holidays).
- Ad-hoc leave allowances for childcare or family/caring needs.
- 24 weeks paid maternity leave and 4 weeks paid paternity leave (12+ months service).
Wellbeing & Life Enhancements
- Special leave for IVF and fertility treatments.
- Sabbatical scheme.
- Volunteer leave.
- Comprehensive private healthcare, including mental health support.
Financial Perks
- Salary sacrifice pensions + bonus redirection for enhanced tax savings.
- Electric vehicle salary sacrifice scheme.
- Season ticket loan.
Themed Benefits
- The Benefits Marketplace (ThanksBen) access:
- Workplace nurseries
- Workplace nurseries
- Cycle-to-Work
- Home & Tech products
- Equity opportunities.
Wider Community
- You’ll become part of a company on a purpose-driven mission, with high-level co-working opportunities within a global, diverse team.
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Last Reminder
Apply with enthusiasm for a role that combines high-stakes strategic work with social impact—where AI-driven efficiency meets financial analytics and conviction for good.
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