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Babel

Functional Lead Admisión y Riesgo de Crédito

Stromness
Posted about 16 hours ago
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We are One Team. We make it happen. We are Unstoppable.

BABEL is a multinational technology consulting firm specialized in applying its technological services and knowledge to the digital acceleration processes of its clients, large companies, and public agencies.

¿Cuál es nuestro plan estratégico?

¡Miramos hacia el futuro! Nuestro plan estratégico Hiperespacio 2029 promises to be an exciting journey, full of opportunities to grow and develop professionally. Achieving 1 billion in revenue, a challenge that we are confident will be another success story we will write together.

¿Qué buscamos?

Functional Lead – Admisión y Riesgo de Crédito 🏦

At Babel, we continue to grow and we are looking to incorporate a Functional Lead specialized in Credit Admission and Risk to lead functional transformation initiatives within the banking sector.

We are looking for a person with solid experience in credit asset and risk processes, capable of leading the functional definition of solutions, coordinating teams, and acting as a link between business and technology areas.

¿Cuál será tu misión? 🚀

Lead the functional definition and evolution of solutions related to credit admission and risk processes, ensuring that initiatives are delivered with quality, aligned with business needs, and coordinating the different teams involved.

¿Qué harás en tu día a día?

  • Lead the analysis and functional definition of projects and initiatives.
  • Coordinate functional teams and collaborate closely with technical teams.
  • Act as the main interlocutor between business, risk, and technology areas.
  • Define functional requirements and ensure their correct implementation.
  • Coordinate and supervise functional tests and production deployments.
  • Identify risks, dependencies, and opportunities for improvement during project execution.
  • Promote continuous improvement of credit admission and risk processes.
  • Support and provide guidance to other functional analysts, promoting best practices.

Reasons to use Rodeo

I’m in my final year doing Economics and I don’t know whether to apply for grad schemes now or do a masters first. What do you think?

Honest answer — it depends on where you want to end up. A lot of top grad schemes (Big 4, civil service, banking) don’t need a masters. Let’s look at the ones you’d be competitive for now, and we can decide if a masters actually adds anything.

Also worth knowing: most autumn 2026 applications are open now. Timing matters more than you think.

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Grad scheme, placement, apprenticeship? Not sure what you want yet — that's fine. Your agent talks it through with you and turns "I have no idea" into a shortlist.

P

Graduate Consultant — 2026 Scheme

PwC·London, UK
£35,000/yr

Why you're a good match

Strong

Your economics background and your summer at a regional bank line up with what PwC looks for on the consulting scheme. Applications close in four weeks.

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It searches the market for you

Every day your agent scans the market matching roles against what actually matters to you, not just keywords on a CV.

Why you're a good match

You’ve got the grades and the economics background, and your bank internship is exactly the experience this scheme looks for. Apply soon — deadlines close within the month.

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Strong

Experience fit

Your summer at the bank plus your econometrics coursework map directly to the day-one responsibilities on this scheme — client modelling, market briefings, and deal support.

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Strong

Only hits

No noise. No "maybe this fits." Just roles with a clear explanation of why they're right — and where to focus when applying.

¿Qué buscamos? 🔎

  • More than 8 years of experience in the banking sector.
  • Experience leading functional analysis and projects related to:
    • Credit admission.
    • Credit risk.
    • Asset operations.
  • Solid knowledge of:
    • Admission processes.
    • Concession policies.
    • Approval circuits.
    • Scoring and rating.
    • Decision engines.
    • Loans, mortgages, and pre-approved products.
  • Experience coordinating functional teams and managing the interface with business and technology.
  • Ability to lead initiatives from start to finish and facilitate decision-making.

We will value positively ⭐

  • Participation in risk or lending platform transformation programs.
  • Experience with Agile methodologies.
  • Availability: Hybrid modality, with at least one day on-site at the client.

¿Qué ofrecemos?

Babel, the great way to achieve the success.

Do you want to be part of an expanding, committed, and innovative team that makes history every day? At Babel, we accompany you on your path to success. We believe in the talent of people and want to enhance it by offering you a great work environment based on collaboration and solidarity.

Working at Babel is much more than working for a company; it is joining a team of people with a shared mission and a company model focused on values.

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And we do it by promoting diversity, equity, and inclusion, guaranteeing equal opportunities for all candidates in an environment free from any type of discrimination.

In addition,

  • We promote work-life balance (vacation points system, remote work, and flexibility).
  • We invest in the training of our Babelievers.
  • We invest in your physical and emotional health (Private Medical Insurance/ Life Insurance, personal trainer, and wellbeing program).
  • We also invest in your leisure time (Nature activities, sports championships, streaming platform subscription (e.g., Netflix)).
  • We participate in the growth of the company and recognize the participation of each person (Benefits Bonus).
  • We focus on working with the latest technologies and innovative projects, but above all, we accompany digital transformation and bring technology closer to society.

¿Aceptas el desafío? ¡Te esperamos!

In compliance with current data protection regulations, we inform you that the responsible for your personal data is GRUPO BABEL (consult companies in the privacy policy), and will use them to manage your selection processes, both current and future, and the rest of the purposes described on the website. This treatment is based on the candidate's consent. The personal data collected will not be transferred to third parties except for express legal obligations. You can exercise the rights that assist you regarding data protection at data.protection@babelgroup.com. All information about the privacy policy on our website.

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Skills

Credit Admission
Credit Risk
Asset Operations
Functional Analysis
Team Coordination
Business Technology Liaison
Functional Requirements
Implementation
Functional Testing
Project Management
Continuous Improvement
Agile Methodologies
Decision Engines
Loan Products
Approval Policies
Scoring

Location

Stromness, Scotland, United Kingdom

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