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Graduate Programme - Customer Strategy/Risk Analyst
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Graduate Programme - Customer Strategy/Risk Analyst
Together – Graduate Programme (Finance)
About Together
We’re Together – the market-leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.
We thrive on a common-sense approach to lending, offering specialist mortgage and secured loan products to those often underserved by mainstream lenders. Our customers are central to everything we do, and we work to turn their challenges into opportunities.
We’re looking for great people from all backgrounds and experiences who love collaborating and putting customers at the heart of their work. Join our exceptionally different team.
The Role
Graduate Programme
Our Graduate Programme is more than just a job—it’s an opportunity to join a thriving business, learn from industry leaders, and fast-track your growth. As a graduate, you’ll:
- Gain exposure to impactful business projects, helping you develop a holistic understanding of our operation.
- Work across various departments in financial services.
- Deep dive into property and financial services, preparing for long-term leadership.
- Be assigned a dedicated Academy Manager, with mentorship from senior leaders and peer graduates.
Key traits we seek: ✔ Curiosity and openness – eager to learn within a dynamic business. ✔ A clear career direction, aiming to be a future leader. ✔ The drive to thrive in a regulated, results-focused environment.
Key Programmes
1. Exposure to Business Projects
- Work on real departmental projects, gaining hands-on experience across financial services.
- Develop a 360° understanding of Together’s operations—from underwriting to strategy.
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2. CSR & Community Initiatives
- Contribute to charity partnerships and societal impact programmes.
- Opportunity to shape grassroots change alongside broad business goals.
3. Qualifications & Development
- Earn industry-recognised certifications (where applicable) to boost your career.
- Access career-building resources aligned with financial and professional growth.
4. Financial Remuneration & Incentives
- Competitive salary, annual reviews, and bonus potential.
- Together Shared Reward – our industry-leading long-term incentive plan.
Graduate Team: First Line Risk & Customer Strategy
Why This Team?
The First Line Risk and Customer Strategy Teams are critical in guiding the business towards well-informed decisions—balancing customer outcomes, commercial priorities, and risk management. This includes:
- Supporting informed decision-making across teams.
- Analysing customer behaviour, identifying risks, and providing actionable insights.
- Enhancing processes, controls, and customer experience.
What This Role Involves
Core Responsibilities
- Analyse and interpret data, identifying trends, risks, and opportunities.
- Review datasets, processes, policies, and controls for improvement opportunities.
- Clearly document findings and recommendations across all stakeholder groups.
- Consistently demonstrate a problem-solving mindset by challenging assumptions and proposing innovations.
- Prioritise multiple tasks efficiently under time constraints.
- Uphold high standards of professionalism and integrity, particularly with sensitive/confidential data.
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Requirements
Qualifications & Experience
✅ Minimum: Expectation of a 2:2 university degree (graduating in 2025 or 2026). ✅ Interest in financial services and property finance. ✅ Availability to commute to Cheadle daily (role is not remote). ✅ Problem-solving approach, with a passion for learning and growth in an ambitious company.
Technical Considerations
✖ Desirable (not essential): Experience with tools like Power BI, SQL, Python, or Tableau alongside core Microsoft Excel proficiency (formulas, analysis).
** Bak Alongside Job Details**
How We Support You
Application Process
- Submit an application (CV).
- Progress to a telephone interview.
- Complete an onsite assessment at our Cheadle office.
Celebrate Together
Core Benefits
- 26 days holiday, increased with tenure – birthday off + extra holidays.
- Flexible buy/sell holiday rules.
- Discretionary annual bonus.
- Employee pension match, life assurance, and critical illness cover.
- Health cash plan and private medical care.
- Free access to company holiday homes.
- Travel season ticket loan scheme.
- Gym membership and local restaurant/bar discounts.
Inclusion Commitment
At Together Money, we embrace diversity and inclusion, valuing employees for the unique perspectives they bring. Our workplace is committed to fostering a culture of inclusivity across all backgrounds, cultures, and abilities.
Note: Applicants will undergo checks prior to employment, including background and credit references and DBS.
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