Harnham
Head of Credit Risk Strategy
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Head of Credit Risk Strategy
Competitive Salary
Location: London
Work Arrangement: Hybrid Working (3 days per week in-office)
Join a fast-scaling, data-led fintech where credit, pricing, and commercial strategy sit at the heart of growth. This is a rare opportunity to take ownership of high-impact decisions, shape innovative lending products, and work cross-functionally to drive real commercial outcomes in a dynamic, high-growth environment.
The Company
This organisation is a finance provider partnering with a range of digital platforms to deliver tailored funding solutions to businesses. With a strong focus on data, technology, and scalable products, they are continuing to expand across multiple markets. They operate at the intersection of credit risk, commercial strategy, and product innovation, offering a collaborative environment for senior leaders to make a tangible impact.
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The Role
As a Head of Credit Risk Strategy, you will lead the delivery of complex credit risk projects while contributing to business development and team leadership. You will oversee multiple engagements and ensure high-quality outcomes for clients.
Specifically, you can expect to be involved in the following:
- Defining and implementing credit and pricing strategies aligned to commercial objectives
- Leading end-to-end initiatives across credit, pricing, and performance optimisation
- Collaborating with product, engineering, risk, and commercial teams to shape roadmap decisions
- Developing and refining decisioning frameworks, including models, segmentation, and pricing approaches
- Translating complex credit concepts into actionable insights for non-specialist stakeholders
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Skills and Experience
The successful Head of Credit Risk Strategy will have the following skills and experience:
- Strong understanding of credit risk, pricing, and commercial modelling
- Experience applying unit economics to lending or financial products
- Ability to operate effectively in a matrixed, cross-functional environment
- Proven capability working with product, risk, and commercial stakeholders
- Excellent communication skills, with the ability to explain complex concepts clearly
- Comfortable working in fast-paced environments with ambiguity and new product development
- Proficiency in data analysis tools such as Python, SQL, and SAS
Benefits
The successful Head of Credit Risk Strategy will receive a competitive salary with bonus.
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